If two credit cards come from different banks: the amount can be the same or different. However, the amounts of the two cards will not affect each other. If your bank card limit is 2000, and B's bank card limit is 10000, you can spend 2000 yuan with A, and you can also spend 10000 yuan with B; or vice versa, Dallas to the auditorium
1. Credit cards, also known as credit cards, are credit certificates issued by commercial banks or credit card companies to eligible consumers. It is in the form of a card, with the name, expiration date, serial number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can shop or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within a certain amount.
2. The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions. It has all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the standard of English translation and writing in public service field was formally implemented, and the English name of credit card standard was stipulated.
3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the day of collection.
4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the cardholder has a certain credit limit and can repay before spending within the credit limit; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of petty cash according to the regulations, and when the balance of the petty cash account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally only refer to credit cards.
From 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.05% of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).