This kind of problem is relatively easy to solve. If you really want to surrender, you can contact the service personnel who recommended insurance to you at that time. Of course, you can also contact the insurance company directly and contact their customer service about surrender. However, before doing so, there is one problem you need to make clear, and that is to fully understand the insurance contract you signed. Today, let's see how to surrender.

First, negotiate with the insurance company.

In fact, under normal circumstances, it is necessary to sign a contract with the insurance company to buy insurance in the bank. In fact, you are equivalent to entrusting a bank to sign a contract with an insurance company, but the money is directly transferred to someone else's account through the bank. But generally speaking, it is still a problem between you and the insurance company, so if you want to surrender, the best way is to contact the insurance company directly. Then see if this insurance can be refunded and what kind of losses it can bring you.

Second, will there be any loss in doing so?

Under normal circumstances, for most insurances, you have to pay liquidated damages or handling fees when you surrender, and this handling fee still accounts for a very large proportion. I remember buying an insurance, but the next year, I felt that this insurance was not suitable for me, so I chose to surrender. At that time, the insurance was 2,000 yuan a year, and only 400 yuan was refunded. So it can be seen from here that the loss of surrender is still great.

Third, how to treat this phenomenon?

The staff of the bank are also under great pressure. They have all kinds of job indicators and will recommend insurance to you. If you think this kind of life insurance is not suitable, you can choose to surrender, which can avoid greater losses, but only if you recognize the insurance you signed before. After all, no one will intimidate you.