Weird things happen every year. This man owed 400,000 yuan on his credit card, but he said he did not apply for the card himself. The key to this case lies in his signature. In 2013, Mr. Nie owed a debt of more than 98,000 yuan. One of the debts he owed has not been repaid for 87 months. With interest and corresponding late fees, the total debt now has reached It reached more than 390,000 yuan, nearly 400,000 yuan. At present, the dispute between the bank and Mr. Nie has not been resolved. The bank is responsible, but there is no way to file a case after reporting the case. Mr. Nie is now in a state of dishonesty. If this drags on, the amount may continue to increase.

If you want to file a case, you have to get a bank statement. Because you can't get a bank statement, you can't file a case because the mobile phone number reserved on the credit card does not belong to Mr. Nie. As for the bank, they felt that the card was registered in Mr. Nie's name and was processed using Mr. Nie's ID card. Later, Mr. Nie's wife said that although the card was in her husband's name, it was from the same village. Another person named Nie Yunhua handled it, so it was not handled by myself.

The main reason is that Nie Yunhua went to their house to borrow money and stole his husband's ID card to apply for such a credit card in the future. However, the specific reason still depends on the police investigation. , then it is possible to know. As for the Nanchang Branch of China Minsheng Credit Card Center, they also tried to report the case, but no case was filed.

For the credit card center, they have their identity documents, their photos, a group photo with the card application officer, a certificate from their workplace, and their personal signature information. As for Mr. Lin, he said that the photo was his, but he did not sign it at all, so Mr. Nie questioned whether we could handle it without a signature? Can we get a credit card without being present? It still depends on how the police station handles this and how the responsibilities will be divided at that time. The main thing is still the signature and the photo.