Industrial Credit Card Activation Process How to activate Industrial Credit Card

Every new credit card needs to be activated before it can be officially used. The inactive credit card is just a waste card, and it may even bring you the risk of stealing it. Today, I will introduce the activation process of Industrial Credit Card and see how to activate Industrial Credit Card.

There are many ways to activate Industrial Credit Card, which can be activated through SMS, online banking, mobile banking, customer service phone, WeChat WeChat official account and bank outlets. In order to help Xingye credit card holders to activate their new cards smoothly, the following is a detailed introduction to the activation process of Xingye credit card:

1. SMS activation

Use the mobile phone number reserved by the card-issuing bank to edit the SMS "the last four digits of the 31 credit card" and send it to 95561. After receiving the reply, the SMS card can be activated successfully.

2. Online Banking

When logging into a personal online banking account, there is a "Card Activation" platform under the "Online Banking" column on the homepage of the credit card center. You need to provide the credit card, ID number, the last 3 digits of the signature column on the back of the card and SMS authentication code to activate the card.

3. haoxingdong APP

logs in to the personal mobile banking account of industrial bank, and an "activation card" entry is provided on the "account" page, and the user can activate it by providing the cardholder's personal information and credit card information.

4. Customer Service Phone

Call Industrial Credit Card Customer Service Phone 95561 directly, follow the voice prompts of customer service, and complete the identity verification to activate the card.

5. Wechat WeChat official account

How to activate the credit card of Industrial Bank

There are usually three ways to activate the credit card:

To activate it through the bank counter where the credit card is located, I need to come forward and my original ID card and credit card;

call the credit card service phone on the phone card to activate;

log in to credit card online banking and activate online. Service phone activation method:

Call the 24-hour customer service hotline shown on the back of the credit card, select the corresponding language, and then enter the cardholder's password and inquiry password; According to the voice prompt, select the card activation option under the menu of "credit card activation and password management";

Industrial Bank, a subsidiary of Industrial Bank Co., Ltd., was established in 1988. It is a bank that issues short-term, medium-term and long-term loans. Credit card business is one of the main businesses of Industrial Bank, so how about the credit card of Industrial Bank? According to the current understanding, the credit card of Industrial Bank is good.

Advantages of Industrial Bank's credit card, such as:

1. When spending by credit card, it is overdrawn and has an interest-free period for a certain period of time, which is equivalent to applying for a short-term interest-free loan from the bank;

2. You don't need change when you swipe your card. Hehe, you can actually swipe your debit card, but as far as the current situation is concerned, people are still willing to swipe their credit card, because in general, debit cards are used for savings, while credit cards are used for consumption.

3. You can establish your own credit record, and you can enjoy certain benefits when dealing with banks in the future. Some relevant government policies are being introduced one after another. A good credit record will enjoy certain benefits in future financial services, but it is also limited.

4. Cultivate a view of financial management, which is still useful to me. It is still better to run to the bank once a month to pay back the money, and the bills have consumption details to see what money I spent this month and where I spent it.

5. The design of credit card is diverse and beautiful, which is better than that of debit card.

Disadvantages:

1. As most people say, I am worried that my credit card will be stolen, because many credit cards can be traded without password verification. Once lost, I may be maliciously overdrawn and stolen, and there is a chance to recover it at that time;

2. I'm afraid of trouble when I run to the bank every month. Hehe, if I run slowly once or twice, I'll have to pay late fees and interest to the bank. This is a problem.

credit card spending has an interest-free repayment period of up to 56 days. If you withdraw cash, it's five ten thousandths of the daily interest.

Credit card and debit card are corresponding concepts, and the main differences between them are as follows:

1. Different definitions: A credit card is issued to the cardholder by a bank or credit card company according to the user's credit and financial resources, and the cardholder does not need to pay cash when spending with the credit card, and the repayment will be made on the billing date; Debit card refers to a bank card with no overdraft function after deposit (or cash withdrawal);

2. Different ways of use: credit cards are debit cards, which can be used first and then repaid, while debit cards are savings cards, which must be used after deposit, and cannot be overdrawn;

3. Whether there is interest is different: credit card deposits have no interest, current deposits on debit cards calculate current interest, and fixed deposits calculate regular interest;

4. Whether it affects the cardholder's credit is different: overdue bills of credit cards will add penalty interest, which will affect personal credit, while debit cards will not have bills, and personal credit will not be affected due to bank card fees.

Do I have to go to the bank to activate the Industrial Bank credit card for the first time?

The activation method is as follows:

First, open Baidu search, enter "Industrial Bank" in the search bar, find Industrial Bank official website after the search and click Enter.

2. After entering official website of Industrial Bank, find the item "Credit Card" and click Enter.

3. After entering the credit card, find the item "Online Banking" and click Enter.

4. after entering the online banking, find the item "card activation" and click enter.

5. After entering the card for activation, enter the corresponding information of the credit card, and then obtain the SMS authentication code. After verification, the credit card can be activated.

I am running a Industrial Bank Card. How can I activate the card?

1. The debit card of Industrial Bank needs to be activated at the counter of the business outlets of Industrial Bank with the original ID card and bank card.

second, the industrial bank credit card can be activated by calling the customer service phone of industrial bank.

Third, the Industrial Bank credit card can also be activated by self-service at Industrial Bank official website. The specific methods are as follows:

1. Open Baidu search, search Industrial Bank, find Industrial Bank official website and click Enter.

2. After entering official website of Industrial Bank, find the item "Credit Card" and click Enter.

3. After entering the credit card, find the item "Online Banking" and click Enter.

4. after entering, find the item "card activation" and click enter.

5. After the card is activated, enter the credit, ID number and the last three digits of the signature column on the back of the card, and then activate the credit card after verification by SMS.

Let's stop here for the introduction of how to activate Industrial Bank's credit card.