Extended data:

Car loan lease contract refers to the user who applied for a car loan, but found that he signed a lease contract when signing the contract. It should be noted that preferential activities such as down payment 10% to buy a new car are not loan business launched by banks or auto financing companies, but auto financing leasing business, and the down payment ratio of this business is 30%. Therefore, when users apply for car loans, they actually handle the business of renting and purchasing.

Pay attention to the following points when signing a loan contract:

1. Check the loan contents (including loan amount, currency, interest rate, number of installments, repayment method, etc.) for errors. ).

2. Check the bank information and loan payment method.

3. After signing the contract, the bank will hold the contract with you. Sometimes, the bank may not give you the contract, so we must ask the staff to get it.

4. Don't sign a blank contract.

In addition, the car loan lease contract is legal. In the financial leasing business of purchasing by rent, the ownership of the car in the first year generally does not belong to the owner. If consumers have problems such as overdue repayment, the rental platform has the right to start the car, so this method has certain risks.

Problems needing attention when signing a loan car purchase contract: it is necessary to clarify the contents of the seller's quotation and list the total price of the vehicle transaction, whether it is the bare car price or the package price. The cost of buying a car mainly includes: car price, purchase fee, insurance premium, license fee, taxes and fees, as well as the agent fee for the seller to handle insurance, loan, bid for license, license, decoration, car delivery or delivery.

The contract shall specify the time, place and method of delivery, as well as the way to deal with problems such as vehicle quality and delivery procedures found when delivering the vehicle. At the same time, the time and method of payment should also be clear. When handing over the car, the buyer should not only get the keys and the car, but also get the car sales invoice, car certificate, customs import certificate and commodity inspection list of imported cars, warranty card and warranty manual, previous maintenance records of used cars, list of on-board tools and accessories, vehicle driving license or driving license, product instructions, product manuals and insurance policies.

After the rights and obligations are clearly agreed, it is easy to judge who keeps the contract and who breaks it. The liability for breach of contract needs to be agreed. Once the breach of contract is determined, what responsibility should the breaching party bear, how to bear the responsibility, the way to solve it and the jurisdiction of the contract. If it is clear that the dealer delays the delivery of the car, how much penalty should be paid or the car should be returned.