P2P platform realizes electronic contract signing by accessing the third-party electronic contract platform.

(1) before signing: after the borrower confirms the investment through the P2P platform, the P2P platform generates an investment agreement. If the investor confirms that the investment agreement is correct, it will enter the agreement signing link.

(2) When signing: the electronic contract platform creates the contract interface according to the current transaction information, and the investor signs the investment agreement in the embedded page after confirming it is correct (the electronic contract platform uses the specified digital certificate to sign and stamp it). Then, the platform transfers the agreement signed by the investor to the borrower, and the borrower automatically signs it. Finally, the agreement is transferred to the platform for automatic signing, and the investment agreement is signed after the three parties sign it.

(3) after signing: the P2P platform will inform the borrower and the investor of the signed result, and the transaction is concluded.