Generally speaking, as long as there is a real loan relationship, it has legal interests, and the loan also needs transfer records to prove it. Will not think that the loan relationship is not established because there are traces crossed out;

The court will determine whether there is a loan relationship between the "IOU" or the "receipt" with defects in form, combining with other evidence. At the same time, whether there is a legal and true creditor-debtor relationship between the two parties can be comprehensively judged according to the delivery voucher, payment ability, trading habits, loan amount, relationship between the parties and transaction details stated by the parties.