4. 12%。 According to the public information inquired, the amount of rural commercial bank in 2023 was relatively large (10,000 yuan or more), and Weihai Rongcheng 4. 12% was acceptable, so the funds were safe. All have deposit insurance of less than 500 thousand yuan. Rongcheng Rural Commercial Bank was established on February 20 10, 10. It is the first rural commercial bank established in Weihai and the local financial institution with the largest number of business outlets and the strongest financial strength in Rongcheng.