According to the regulations, in the event of merger, division, cancellation, dissolution or bankruptcy of a unit, the original unit or liquidation organization shall go to the housing provident fund management center for registration of change or cancellation within 30 days from the date of the above-mentioned situation, and handle the transfer or seal-up procedures for its employees within 20 days from the date of completing the registration of change or cancellation. "
The downsizing and sealing up of all employees in a unit does not mean that the unit must be merged, divided, revoked, dissolved or bankrupt, and the unit account may not be cancelled for the time being. However, if the company account balance and the company employee account balance are both in 0 yuan, and the payment is suspended for more than one year, the account will be directly closed. If the company re-deposits, it needs to apply to the center to restore the company account.
I. Handling process
Units or employees to provide the necessary materials to the central handling network audit for local transfer (complete procedures on the spot); Or the company can log in to the online service hall (company version) for local transfer.
Second, the information to be submitted
① Personal account transfer of housing provident fund in duplicate (the original unit or new unit is stamped with official seal or filing seal);
(2) If the employee handles it himself, provide a copy of the employee's personal ID card (and provide the original for checking); If it is handled by the handling personnel of the unit, the original ID card of the handling person shall be presented, and a copy of the employee's personal ID card shall be provided (stamped with the official seal or filing seal of the unit). When the unit needs to handle the local transfer of 50 or more employees, it is not necessary to provide a copy of the employee's ID card, but it must provide the unit certificate, and affix the official seal or filing seal (the certificate should indicate the number of transferred personnel, and ensure that the original information of the transferred personnel is true, legal and effective. If there is any error, the unit shall bear all the responsibilities).
If the employee's personal information is completely consistent, and the personal account is in a "deposit" state, and the personal account cannot be sealed or transferred to the centralized storage department because the original unit has been cancelled or has not conducted the annual industrial and commercial inspection for more than two years, the employee can directly seal the personal account or transfer it to the centralized storage department by providing the unit cancellation or commercial registration information printed by the industrial and commercial department, applying in writing, and filling out the Change Form for Annual Settlement and Payment of Housing Provident Fund (without the official seal of the original unit). In case of transferring to a new unit, the individual employee shall provide the unit cancellation or commercial registration information printed by the industrial and commercial department and a written application, and then handle the account transfer formalities with the Personal Account Transfer Form of Housing Provident Fund (stamped with the official seal or filing seal of the new unit); If the personal information is inconsistent, it is necessary to provide relevant certification materials (proof of labor relations with the original unit) before changing the personal information.
Third, the handling place
China Bank, Guangzhou Bank, Agricultural Bank, Rural Commercial Bank, China Everbright Bank, Ping An Bank, China Merchants Bank, China CITIC Bank and Industrial Bank handle the housing accumulation fund collection business.
Legal basis:
Regulations on the administration of housing provident fund
Article 3 The housing accumulation fund paid by individual employees and the housing accumulation fund paid by the unit where employees work for employees belong to individual employees.
Article 4 The management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special account storage and financial supervision.
Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.
Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council.
Seventh the State Council municipal construction administrative departments in conjunction with the the State Council municipal finance department, the people's Bank of China to develop housing provident fund policy, and supervise the implementation.
The construction administrative departments of the people's governments of provinces and autonomous regions shall, jointly with the financial departments at the same level and the branches of the People's Bank of China, be responsible for supervising the implementation of the regulations and policies on housing provident fund management within their respective administrative areas.