When purchasing insurance, the insured needs to sign an insurance contract with the insurer, and the insured needs to sign the insurance contract in person. In practice, there are many disputes arising from insurance contracts. How to deal with disputes caused by non-signature of the insurance application form? The following is a small series to answer the relevant knowledge for readers.

How to deal with disputes caused by not signing the insurance policy?

If negotiation fails, both parties may bring a lawsuit to the people's court.

The Supreme People's Court's Interpretation on Several Issues Concerning the Application of the Insurance Law of People's Republic of China (PRC) (II)

Article 3 If the applicant or the agent of the applicant does not personally sign or seal it, but the insurer or the agent of the insurer signs or seals it on his behalf, it will have no effect on the applicant. However, if the applicant has paid the insurance premium, it shall be deemed as his approval of the act of signing or sealing on his behalf.

If the insurer or the insurer's agent fills in the insurance documents on his behalf, and it is confirmed by the applicant's signature or seal, the contents filled in on his behalf shall be regarded as the true intention of the applicant. However, unless there is evidence that the insurer or the insurer's agent has the relevant provisions of Articles 116 and 131 of the Insurance Law.

The above knowledge is Bian Xiao's answer to the question "How to deal with disputes caused by non-autographed insurance applications". If there is a dispute over whether the insurance policy is signed by the insured, and negotiation fails, both parties may bring a lawsuit to the people's court. reader