The main punishment methods for forging insurance fraud in car accidents are criminal detention, public surveillance, fixed-term imprisonment, life imprisonment, death penalty and fine. The specific method to be adopted depends on the amount of insurance fraud and the seriousness of the circumstances. Forging car accident insurance fraud constitutes a crime with the following characteristics: firstly, it infringes on the national insurance system and the insurer's property ownership; secondly, the subject of the crime is individuals and units; finally, it has the subjective purpose of illegally possessing insurance money. ? First, how to punish the forged car accident fraud? The punishment for forging a car accident to defraud insurance means that different punishment methods are adopted according to the amount of crime and the specific way of defrauding insurance. If the actor engages in insurance fraud, the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 1, yuan but not more than 1, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years, and shall also be fined not less than 2, yuan but not more than 2, yuan, or his property shall be confiscated. If anyone intentionally harms another person's body, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and if serious injuries are caused, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years; Whoever causes death or causes serious disability by particularly cruel means shall be sentenced to fixed-term imprisonment of not less than 1 years, life imprisonment or death. Second, the characteristics of forging car accident insurance fraud constitute a crime have the following characteristics: 1. The object of infringement is the national insurance system and the insurer's property ownership. 2. Objectively speaking, it is the act of defrauding a large amount of insurance money by means of fictional insurance accidents or manufacturing insurance accidents in violation of insurance laws and regulations. Insurance money refers to the insurance premium paid by the insured to the insurer according to the insurance laws and regulations, and the certain compensation obtained after the accident agreed in the contract. 3. The criminal subjects are individuals and units, specifically the insured, the insured and the beneficiary. Reminder: If an appraiser, witness or property appraiser of an insurance accident intentionally provides false documents to provide conditions for others to cheat, he shall be punished as a * * * offender of insurance fraud. 4. Subjectively, it is intentional and has the purpose of illegally possessing insurance money. Iii. Standards for Assisting in Fraudulent Insurance Filing The Standards for Assisting in Fraudulent Insurance Filing refer to the act of assisting others to obtain insurance benefits illegally, violating insurance laws and regulations, and defrauding insurance companies of insurance benefits in a large amount by using methods such as fictional insurance subject matter, insurance accidents or insurance accidents. Individuals engage in insurance fraud, and the amount is more than 1, yuan, which is a relatively large amount; Units engaged in insurance fraud, the amount of more than 5 thousand yuan belongs to a large amount.