Peer-to-Peer is a decentralized computer network structure, which was first proposed by DavidClark, a professor of computer science at new york University in the United States, in 1995, and became a part of the development trend of the Internet at that time. The popularity of P2P network began with the rise of Napster, Gnutella, eMule and other software around 2000. It is different from the traditional client/server system. There is no central server to transfer data and resources, but a large number of ordinary computers are interconnected to form a network to share data and resources. P2P technology has greatly changed the Internet architecture and data transmission mode, enriched users' online experience, and become an important milestone in the history of Internet development.
Second, is Easy Loan Network credible?
Yes, it is also an offline operation, and easy loan is consulting. If you want more comprehensive and better service, you can go to Dongfang Financing Network.
3. Is Easy Loan Network true?
Zhong Yi loan is a very reliable loan. Zhong Yi loan is not only an online loan product, but also a pure credit loan product, so Zhong Yi loan is also a loan product that can be operated online only after being authorized by the National Credit Information Center. This shows that the Zhong Yi loan is a very reliable loan. Extended data:
1. Zhong Yi loans adhere to legal and compliance management, focusing on the development of microfinance and inclusive finance. It is currently the most compliant and legal Internet financial platform. Zhong Yi Loan ensures that investors' investment behavior and rights and interests are legal and safe and protected by law. The relevant regulations are as follows: 1. On the legality of private lending by both investors and borrowers: the capital transaction is clear and legal √ According to Article 196 of the Contract Law, "a loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest", and Article 1 of the Contract Law, "the Supreme People's Court's Opinions on People's Trial of Lending Cases" points out that "lending between citizens, lending between citizens and legal persons. 2. Legality and enforceability of electronic contracts: Electronic contracts are clear, legal and effective √ According to the provisions of the Electronic Signature Law, the parties may agree to use electronic signatures, data messages and other documents in civil activities. Reliable electronic signatures have the same legal effect as handwritten signatures or seals, and it is definitely affirmed that qualified electronic signatures have the same legal effect as handwritten signatures or seals. It also emphasizes that the legal effect of a contract cannot be denied just because it uses electronic signatures and data messages. 3. Legality of Zhong Yi Loan's transaction service and intermediary matching: The transaction service is clear and legal √ According to the provisions on "intermediary contract" in Chapter 23 of the Contract Law, especially Article 424, "intermediary contract refers to a contract in which the intermediary reports the opportunity to conclude a contract to the client or provides the media service for concluding a contract, and the client pays the remuneration", Zhong Yi Loan improves the transaction information service for the lender and the borrower. Match the borrower and the borrower to form a loan relationship. 4. Regarding the legality of the investor's financial management income through borrowing, it is clear that it is legal √ Article 196 of the Contract Law stipulates that "a loan contract is a contract in which the borrower borrows from the lender, repays the loan at maturity and pays interest", so as to clarify the legality of the lender's financial management income from borrowing; Article 6 of the Supreme People's Court's Opinions on People's Trial of Lending Cases stipulates that "the interest rate of private lending may be appropriately higher than that of banks, but the maximum interest rate shall not exceed four times that of similar loans of banks". The benchmark interest rate of China People's Bank's one-year loan is 6.00%, while the financing income of Zhong Yi loan is less than 24.00%. Therefore, investors' income from borrowing and financing is legal interest income and is protected by law.
4. Is Easy Loan Network credible?
If you have to pay first, you are definitely a liar. You can ask him if he wants to pay interest first. If he knows, it's a lie.