Hello, you bought dividend insurance. In fact, buying insurance itself is a long-term financial management. According to the product you bought, I personally suggest that you keep it until the tenth year, which is your biggest profit. Otherwise, you can only get the corresponding cash value of the policy in the fourth year. In addition, it is recommended that you call the 24-hour service hotline of Pacific Insurance Company. What's more, what I want to say is that ICBC people should pay attention to professionalism and integrity.