Steps to cancel password-free payment on Apple mobile phones:

1. Enter the "Settings" function on the desktop on your phone, then scroll down to the "itunesstoer and Appstore" menu below and click to enter.

2. After entering, click the blue AppleID part at the top, a menu will pop up, select View AppleID, enter the next page, enter your AppleID password, and click the payment information menu to enter.

3. The payment information that appears may be different depending on the activation. Select "None" at the bottom to close it.

4. Go to View My Account, then select Edit Payment Method, and select "None" in the pop-up menu.

Small-amount password-free and signature-free payment means that small-amount payments can be completed without a password or consumer signature. Internationally, small-amount password-free and visa-free payments have become a mature payment method, and are also widely used in the domestic mobile payment field. Payment tools such as Alipay and WeChat all have this function, and it is a basic function enabled by bank cards by default.

On April 2, 2015, Huami Technology, a Xiaomi ecological chain enterprise and creator of Xiaomi bracelet, announced a strategic cooperation with Alipay to jointly create a new generation of mobile payment solutions based on wearable devices. , providing users with a safer and more convenient payment experience.

Effective June 1, 2018, the single transaction limit of UnionPay’s small-amount password-free and visa-free payment business has been increased from the previous 300 yuan to 1,000 yuan.

In April 2019, China UnionPay and Commercial Bank *** jointly launched a new round of notification services, providing a one-click switch function for small amounts to be free of charge.

Alipay's "payment code" function is turned on by default. There is no need to verify the payment password. Each order of less than or equal to 1,000 yuan can be "password-free payment".

The WeChat Payment User Service Agreement also states that when using a payment code to pay for consumption of less than 1,000 yuan (3,000 yuan for specific merchants), you can use "password-free payment" transactions.

Dong Ximiao, a senior researcher at the Chongyang Financial Research Institute of Renmin University of China, believes that UnionPay’s small-amount password-free and visa-free small-amount payment method has a very high security factor. It uses many advanced security technologies and can effectively control risks. Its security and convenience can Get better balance. It turns out that the mobile payment products provided by UnionPay and banks consider security more, while sacrificing convenience to a certain extent. After increasing the amount, they can better balance security and convenience.

A payment industry expert also said that for consumers, both Alipay and WeChat have similar quick payment functions. As long as risk prevention and control measures are in place, you can use it with confidence.