In recent years, online fraud has been lurking in all directions, catching people off guard and falling for them unintentionally. There are various methods of online fraud, and many crimes are committed remotely, which makes it difficult to crack down and investigate cases. As a result, criminal groups have been banned, and resurgences always occur one after another, no matter how hard the public security agencies try to destroy them.
Among the many online scams, various fraud methods such as "pig killing plate", nude video chat extortion, financial fraud, bill fraud and other shocking methods are particularly shocking. Among them, "pig-killing plate" is a method of fraud that causes many victims to lose their money overnight, especially girls, who are simple and easy to trust others, so they have to be on guard against it. Nude video chat extortion also makes victims who have experienced it become extremely angry. Many graduates who have just walked out of school, or many young men and women who have just made a slight improvement in their lives, may be burdened with huge debts overnight or even be left behind after encountering nude chat extortion. Permanent trauma.
Due to professional reasons, I have learned all kinds of online fraud methods by heart over the years. I have also been fortunate enough to participate in the criminal defense work of many online fraud or online extortion cases. On the basis of full review, I have investigated criminal groups. I have made detailed records of the rules and regulations, property distribution system, and performance indicators, and because of recent inquiries from many friends (including my former clients), in order to prevent more friends from falling into endless online fraud, and to avoid the financial losses that I have worked hard to accumulate. Once the foundation has fallen, Mr. Mo Lu will give you a brief overview of common fraud patterns and characteristics today.
1. Pig-killing tray
The reason why Mr. Mo Lu puts the pig-killing tray in the first place is because the pig-killing tray really makes too many people bankrupt. I heard that many friends I listened to the opinions of netizens to conduct so-called "financial management" of my life savings, but in the end I was defrauded and lost all my money.
Even as time has passed, many victims still have no idea how they were trapped in the "pig-killing plate" step by step, how they became "piglets", and how they were "slaughtered". It's just like all "piglets", the gift of fate, the sweetness of love, and the vision of the future have already been marked with a price in secret, and all the rules have been manipulated. At a certain moment, the knife will be raised and cut into the lifeblood of the "piglets" .
So what exactly is a pig-killing plate? The so-called "pig-killing plate" is a name given by the "practitioners" themselves. Scammers prepare "pig feed" such as personas and dating routines, and call social platforms "pig pens" to look for what they call "pig pens". "The target of the scam is to establish a romantic relationship, that is, "raising pigs", and finally defraud money, that is, "killing pigs".
There are trustees in all walks of life. Those who sell wine have wine trays, those who sell tea have tea trays, and those who sell motorcycles have motorcycles. In recent years, with the rise of online gambling and financial management, various teams have also arranged "gambling trustees", "Financial management trusts" went online to solicit business. Later, someone discovered that gambling was so weak that it was easier to trick people directly into fake casinos. So real and fake online gambling were mixed together, and a new fraud model gradually developed. ?
In fact, the method of killing pigs is very simple. The first step is to select the target. The targets are often older single women, divorced women living alone, women with disharmonious married lives, or widowed men and women, etc., all of which have become the first choice. After selecting the target, the next step is to obtain information. Criminals often appear as "successful people", making the victim fall in love with them without hesitation, luring the victim into the trap step by step, and walking into the trap they have carefully designed. The land becomes a "pig" to be slaughtered.
In fact, it is very simple to identify the "Pig Killing Plate". You can get to know it through the Internet, including but not limited to WeChat, Momo, Tantan, Douyin, Kuaishou, soul and other platforms. In short, it originated from the Internet, but the other party He claims to be a corporate executive, involved in investments, movies, photography, lottery, and stock research. His photo album contains photos of horseback riding, archery, and travel to various places. He drives a BMW, Audi, and Porsche. He goes out to stay in luxury hotels and has petty bourgeoisie afternoon tea in the afternoon. Everything looks so high-spirited and luxurious, but not flashy. Although his appearance is not outstanding, he is very decent in suits and leather shoes. In addition, he often travels on business and is a diligent and motivated person.
In addition, the person you are seeing must be an executive of a foreign-related company. This company is either engaged in foreign trade, investment, or management. In short, its business is spread all over the world. Across the country, his circle of friends showed his whereabouts on business trips across the country, attending various banquets, and of course the most frequently photographed items were their watches and cars, which still had balances.
Of course, he must understand you very well. If you like movies and TV series, he will talk to you about your favorite movies and TV series. If you like singing, he will sing to you. In short, he is a The perfect man who is mature and steady but can calm you down easily.
As time goes by, you will feel that he is the prince riding the white horse, and he will describe to you the blueprint for buying a house, starting a family and starting a business. Even if you face this near-perfect man, you may have some indescribable doubts in your heart, but his timely replies and explanations make you relatively safe.
But if you want to confirm the photos, real people and your imagination through video calls, he will hang up quickly and reveal to you an "unknown past event". It will become the pain and shadow of his life.
After Bai Jun has gained your full trust, he will inadvertently reveal his method of making money. At this time, if you are more rational, you will find that he does not rely on his company to make money. It has nothing to do with his company's management position. It can even be said that his method of making money does not require him to travel all over the world every day.
It’s a pity that you can’t find it because you are already addicted to it and can’t extricate yourself. After he shows you his method of making money again and again, you will find that making money is extremely easy, and in the future he plans for you, you start to move your savings in the direction he specified. invest.
From 500 yuan, 1,000 yuan, to 10,000, 20,000, then to 100,000, 200,000, and finally selling off assets, borrowing, financial management, and investment.
Of course, you will have nothing in the end. The love you thought was like a dream, and the money you thought was just a mirage.
This is the "Pig Killing Plate", friends, do you see it clearly? There is no elite on the Internet who has to stay with you forever, and there are no loopholes on the Internet waiting for you to make money. If there is, it is a pig-killing plate!
Of course, there are many forms of pig killing. In addition to deceiving your trust and teaching you to manage money, there are many other forms.
For example, if you are asked to go to an investment and financial management platform to make financial investments, and you are asked to invest a small amount in the early stage, you will find that the financial returns are frighteningly high, and you will suddenly feel that making money is so easy, but let me tell you In a word, what you are eyeing is his interest, but what he is eyeing is your principal. Don't be indolent. No financial management platform is easy to make money. If there is, it must be accompanied by extremely high risks. However, for the pig-killing fraud team, what you encounter is not extremely high risk, but what you face is hopeless unless you step back from the cliff.
Friends, if you are encountering a pig-killing plate, please brake in time. If you are encountering it but you are not sure, as an outsider, Mr. Mo Lu may be able to give you a more objective judgment.
2. Video extortion
The term "nude chat and extortion" may seem unsightly, but it is indeed the number one killer of online extortion. Many people are frightened after encountering it. Talking about a tiger turns pale, once bitten by a snake, ten years of being afraid of ropes, it is estimated that he will never show his face on the Internet in this life.
Video nude chat extortion and pig killing are similar. They are both known through the Internet, including but not limited to WeChat, QQ, Momo, Tantan, Douyin, Kuaishou, soul and other platforms. In short, Encounter originated from the Internet. However, nude chat extortion is not like the continuous process of raising pigs. After they add you, they usually directly ask for a video call with you, and then seduce you to video chat naked, and ask during the chat. You download the software app they specify. This app may be disguised as a live broadcast software or a remote control system, but it has a security feature. This app must not be searchable in major app stores. It must be through the software. It is sent to you in the form of a package and requires you to install it.
In fact, the real purpose of the app is not for live broadcasting or video between the two parties, but to steal your mobile phone address book and associated mobile phone storage information.
After stealing your address book and secretly recording indecent videos containing your clear face, they will threaten you to send your indecent videos to all your address book friends. If you don’t want to If this happens, you have to give them money. Dear friends, just imagine that the other party not only has your indecent video, but also has your mobile phone address book. What's more, it can be added to your WeChat friends through your mobile phone address book. Then wouldn't you be a predator and a blackmailer? For gangrene? What's more important is that they may only want an amount of less than 5,000 yuan at first. Many people think it's not much and give it with grit. However, they always have new reasons and keep asking you to give money, and the amount increases each time. Many, in the end, even if you have no money, they will still ask you to borrow money online, including but not limited to various platforms such as Alipay, Weilidai, Huabei Cash, Didi Loan, Meituan Loan, and Installment , and finally squeeze everything out of you. The most extortion my lawyer has ever seen was 340,000, um, 340,000 in one night. Therefore, dear friends, please remember, never download apps from unknown sources recommended to you by netizens, do not leak your privacy to netizens, and do not engage in indecent videos or actions with strangers on the Internet. Maybe you are just looking for temporary excitement, but the other party is using it to make money.
Since at the beginning of 2020, Mr. Mo Lu happened to be exposed to the criminal defense work of video extortion cases, he conducted detailed review work, and had very detailed research on video nude chat extortion. Regardless of whether you send money or not, Regardless of whether you borrow or not, whether you are timid or not, you must stop sending money. Please remember that this matter cannot be solved by money at all. As long as you still have some use value, the other party will continue to use new reasons to deal with it. You engage in repeated extortion.
In addition, many netizens have written to ask a lot of questions. Mr. Mo Lu has selected a few questions that netizens are most concerned about to give the following replies, hoping to be helpful to all friends.
(1) Has the other party planted a virus or Trojan horse in my phone? Do I need to change my phone? Do I need to change my phone number? Answer: Internet extortionists are actually a group of useless young people. They don’t know any skills. They are just scammers who have been trained to master the words suitable for different scenarios. Although they claim to be in your mobile phone during the extortion process, A virus is implanted, but it is not actually implanted. The app you download is just a program code. The purpose of this program code is to steal your address book, steal your text messages and location information, and then the other party uses it to steal The latter information will be used to blackmail you. As for the principle of stealing address books, it is applied to almost every app in our country, including but not limited to WeChat, Alipay and Taobao. There is no need to worry that this software will monitor you all the time. All your information will only be stolen once and it will not monitor you continuously. It is impossible and impossible, so don’t worry, you just need to delete the software you downloaded. After that, your phone will immediately achieve a safe state, and don’t worry about being affected by various adverse effects.
(2) During the screen sharing process, the other party saw my Alipay password and ID number. Will the other party steal my money or use my identity to borrow money?
Answer: No, the other party is only sharing your screen with you to confirm your deposit information. There is no so-called other purpose, and no other purpose is required. Taking a step back, even if the other party knows your personal identity information, mobile phone number, bank card number, password and other information through screen sharing, will your personal information be used for online loans? Let me start with the conclusion: It’s not that they don’t want to, it’s that they can’t and can’t do it. First of all, any loan consists of two parts - loan agreement (commonly known as signing a contract) and payment (commonly known as giving you money). Both parts are indispensable for any form of lending.
Signing a loan contract in your name requires your signature. Even if the signature can be forged, the signature can be judicially verified to see whether it was signed for you. More importantly, the payment must be truthfully paid to your own financial account. Payment cannot be made to anyone else's account, it is impossible and illegal. For example, even if they borrow 100,000 yuan in your name, the 100,000 yuan must go into your own bank account. It cannot be directly into any third party's bank account, not even your spouse's account. They only have ID card photos and mobile phone numbers (without verification codes), so they are absolutely impossible to steal bank card money. In fact, when they watch your friend operate, they are simply watching to see if your friend is playing tricks and transferring money away. They are a group of useless young people with no special skills and no need to worry about the future.
(3) How does the other party know my social security amount and provident fund balance?
Answer: In addition to stealing your address book, the other party may also steal your text message information. For example, your provident fund and social security will receive text message notifications every month, and your mobile phone may even be tied to Register your bank card, so the other party may know your expenditures and balances clearly. So it's a pity, it's really a pity. The most I dealt with was a civil servant who slapped 340,000 yuan in one night, and countless people with more than 200,000 yuan. Countless individuals have called the police, and countless individuals have sent chat records and QQ messages during the blackmail process. , all transfer records are provided to the local public security bureaus, but it is really a pity that it is really difficult for the police to catch them because their computer IPs are virtual, QQ is not applied with real identities, and the phone calls are fake base station communications. , the receiving account is usually purchased on the black market, and the most important thing is that these telecom fraud gangs are usually abroad. In Myanmar, our country’s public security organs have no law enforcement rights in foreign countries, and after the money is transferred, there is a special money laundering team. The money was laundered quickly, so it is difficult to have definite evidence to directly connect them, so calling the police can only make transcripts, and most of them cannot solve any problems. In addition, I need to tell everyone that solving the case and arresting the criminal does not mean that the money that was defrauded can be recovered. Internet extortion is intricate and complex, and it is always the minions who can be caught by the public security organs, and so are this group of people. They are just workers with a fixed basic salary and commission. It is impossible for the money you were defrauded to reach their hands. However, I still hope that the victims will have the courage to report the case in time, provide relevant evidence and materials for the public security organs to handle the case, and learn lessons at the same time. ?Therefore, Mr. Mo Lu is here to tell everyone that whenever someone on the Internet asks you to provide you with an installation package, download an app, watch their live broadcast, like them, or remotely control certain props, without exception, all are Scams, don’t believe Beijing love stories, some have their own misfortunes.
Regarding this question, if you still don’t understand, you can search for “Mr. Molu” through “Satellite” to get the answer. This question is really common and extremely lethal, so remember it.
Third, investment and financial fraud
Investment and financial fraud is also a lingering shadow for many people, but most of the people who are defrauded by this type of investment and financial fraud do so because of their own greed. read. In fact, many people know that the financial management platform they come into contact with is unreliable, but they think that they can just make a small amount of money. Some people may not know it at all, but the financial management platform gives them a small amount of high "interest" and makes them feel that they are making money. It's so easy, but in fact, what you are focusing on is other people's interest, and what they are focusing on is your principal.
In fact, it is easy to identify this kind of fraud. The financial management platform packaged by this kind of fraud is often identified through the WeChat QR code, and then directly enters an investment and financial management platform. The page of this investment and financial management platform must show a certain strength. A big company, but it actually has nothing to do with the company.
In fact, careful or cautious people can easily identify the legitimacy of this platform. For example, how can a formal platform rely only on WeChat QR code as the only entrance, and this QR code is also very rough.
In addition, the financial management platform is also flashy, has simple functions, and has no design aesthetics at all. Most importantly, most of these platforms directly accept WeChat transfers, and the receiving account is generally inconsistent with the corporate account advertised. It is often a personal account or someone else's account, but it is so obvious that many people are still deceived.
Mr. Mo Lu also summarized the reasons for being deceived. The main reason is that in some investment and financial management scams, although many victims do not believe it at first, customer service will continue to induce victims to take the bait through a cycle of good deception.
For example, the customer service team knew that the victim was skeptical at first, but would proactively ask the victim to invest a few hundred yuan to try. Soon, the victim invested a few hundred yuan with suspicion. Yuan, as expected, the income was gratifying. Within a few days, the dividend was distributed to about 100 yuan. If converted into an adult, the income would be estimated to be more than 100. Then I cashed out, and sure enough, it arrived quickly. Repeatedly, the victim completely gave up on the platform. doubt. At this time, customer service is also constantly guiding victims to increase their investment, saying that the more they invest, the higher the income will be, from 5,000 yuan, 10,000 yuan to 100,000 yuan, 200,000 yuan.
When the victim watched his income on the platform gradually reach a new high and wanted to withdraw cash, he truthfully filled in his bank card number. After waiting, he was told that one of the digits of the bank card he filled in was The order was reversed, and the funds were at risk of being stolen due to the victim's own mistakes, causing all of his funds on the platform to be frozen. If he wanted to unfreeze, he had to provide a guarantee, and the guarantee amount was 20 to 30% of the total amount. . The victim was dumbfounded, but the funds remaining in the financial management platform could not be unfrozen unless he came up with the guarantee funds. So the victim, who had invested all the funds in the financial management platform, had no choice but to accept the advice of the platform's customer service and get an online loan. Unfreeze when sufficient amount is available.
Huangtian paid off. The victim finally collected the so-called guarantee fee, and then performed the guarantee operation in one go. When it happened again, he was still told that it failed. He asked customer service, and the customer service asked how you provided it just now. Is it guaranteed to be a one-time recharge? If so, tell me that the money is divided into several categories and must be recharged separately, otherwise the guarantee purpose cannot be achieved. Now that you are recharging all at once, the system has no way to distinguish what the money is. What money is required to provide a new guarantee? Repeatedly.
In fact, no matter how much money you deposit, it will not help. At this point, it is time for them to close the network. All the profits you see during the financial management process are just numbers that can be changed at will in their backend. , the amount of cash you withdraw in the early stage is just a bait for you to stud. They know clearly in their hearts that as long as you get the first benefit, they will not lose money, and you will definitely have a second and third one. Pen.
These are all the routines of investment and financial management platforms. Please remember that there is no pie in the sky. There is no high-return financial management that guarantees profit without loss. If there is, then what do you think? A platform that can be found by people who work diligently in ordinary jobs. Those financial elites who are blowing air conditioners in office buildings and earning high salaries, and those highly educated social elites, don’t know about it?
Young people, work hard and never trust the various high-yield and high-return financial management platforms with unknown origins on the Internet. You must know that what you care about is a little interest, but what they care about must be you. of principal.
Fourth, brushing fraud
Flashing is an e-commerce derivative. The store pays someone to pretend to be a customer, and uses a fake shopping method to improve the ranking and sales of the online store to gain sales. and good reviews to attract customers. Scamming generally involves sellers providing purchase fees to help designated online store sellers purchase goods to increase sales and credibility, and fill in false positive reviews.
In this way, online stores can often get better search rankings. For example, if you search "by sales volume" when searching on the platform, the store will be more likely to be listed because of its large sales volume (even if it is false). Buyer found. Generally speaking, it can be divided into two types: increasing the sales volume of a single product to prepare for hot sales, and increasing the reputation of the store to improve the overall credibility of the store.
In fact, it is obvious when you see this. The behavior of order fraud itself is a kind of fraud against consumers after the rise of e-commerce.
With the rise of online e-commerce, people's basic necessities of life are almost completely surrounded by e-commerce, which has given rise to fraudulent behavior such as order fraud. This type of fraud is actually a series of chain scams set up in advance by fraudsters under the guise of order fraud. Routines used to defraud part-timers out of money. As for how deep this routine is, only those who have experienced it can understand what it means to be deceived and doubt your life.
In a word: Faking orders is a cover, and defrauding money is the real purpose.
In fact, it is not difficult to identify fraud. Criminal groups mainly use the copywriting of "easy to operate, no time limit, operate at home, and make thousands of yuan a day" to promote it on the Internet platform. Its target group is people who lack social experience, have no fixed income but have a fluke mentality, and are looking forward to making money. By issuing entry procedures, filling out employment application forms, etc., they create a very "professional and formal" order-making work organization to achieve this goal. After gaining the victim's trust, the criminals then further completely gain the victim's trust by issuing small task orders and receiving immediate refunds.
In order to extract higher value, this type of fraud often requires victims to advance funds first. The fraud team is a group of people who are well versed in people's hearts. Of course, they also know that victims often do not trust them easily, so at the beginning Victims are often asked to make small orders, orders of a few yuan, and a few orders. In the early stage, they will give you a sufficient order handling fee. In this way, after gaining your initial trust, they will tell you that you can pay for products with a higher amount. , this way the handling fee will be more sufficient. After repeating this process, you will advance from the very beginning to purchase daily necessities, then advance to purchase accommodation, then advance to purchase air tickets, and finally advance tens of thousands of yuan to purchase luxury goods. Of course, the account you use to swipe orders can see your account limit increase at a speed visible to the naked eye, but suddenly one day when you want to withdraw cash, you find that you can’t withdraw cash at all. At this time, the essence of the scam comes. Scammers often use Intermediate orders increase the complexity and odd number of tasks, coupled with pre-designed excuses such as "stuck orders" and "system failures", causing the victim to fall into a cycle of completing tasks and paying in a cycle. Paying real money in pursuit of the scammer's goal of "getting rebates and commissions by completing tasks" (which is actually impossible to accomplish) results in the scammer's account becoming increasingly large and the victim gradually becoming destitute.
Therefore, you need to be cautious when trading orders, and don’t lose big because of small things.