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Are the banking regulations effective?
The bank seal is valid, and the bank seal is the official seal of banking business. There are some subtle differences between the names of the official seal of banking business and the special seal of banking business. Generally speaking, the official seal of business refers to the special seal of business. It is a concrete seal and also a seal of accounting business.

Accounting business seal includes business seal (business seal), settlement seal, bill seal, cash receipt seal, transfer seal (now generally changed to bill acceptance seal), savings seal, personal name seal and so on.

Legal effect of legal seal

The legal seal has distinct legal significance, and failure to stamp or stamp the wrong seal will lead to the loss of legal effect. For example, Article 13 of the Measures for the Implementation of Bill Management stipulates that "the signature of the drawer on the bank draft and the signature of the bank that accepts the commercial draft shall be the special seal for the bank draft plus the signature or seal of its legal representative or its authorized agent.

The drawer's signature of the cashier's check is the special seal for cashier's check and its legal provisions. Signature or seal of the table or its authorized agent. That is, banks can only affix the special seal for bills of exchange when handling bills, and only affix the special seal for promissory notes when handling promissory notes business. According to Article 17 of the Measures for the Implementation of Bill Management, "If the signature of the drawer on the bill does not conform to the provisions of Bill Law and these Measures, the bill is invalid".

In other words, the wrong printing will directly lead to the invalidity of the bill, the holder will directly lose the right of the bill, and the bank counter staff can refund the bill accordingly.