House mortgage bank loans require the signature of both spouses.

The house is the joint property of both husband and wife, so both parties have equal rights to dispose of it. Neither party can make arbitrary claims on behalf of the other party's opinions. Therefore, if you want to mortgage the property owned by the couple, you must obtain the written consent of the other person.

Extended information:

Conditions for applying for real estate mortgage loans:

1. The applicant is over 18 years old;

2 , have a stable job and income, and good personal credit;

3. Other conditions stipulated by the bank applying;

4. Generally, the age of the property must not be too high; (20 Generally few banks will accept those who are over 20 years old)

5. It is generally required that the property cannot have a mortgage (or the mortgage loan has not been paid off), unless the previous loan can be repaid before the loan is issued. .

Reference: Baidu Encyclopedia-House Mortgage Bank Loan