Very good, a formal bank. Ruifeng Bank is a joint-stock company approved by the China Banking Regulatory Commission and composed of natural persons, rural industrial and commercial households, corporate legal entities and other economic organizations within its jurisdiction. It was established on January 18, 2011. Its predecessor was Shaoxing County. Rural cooperative banks.

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1. The current registered capital is 1.089 billion yuan and more than 1,500 employees. The headquarters has 12 management departments and 24 functional centers (brigades). There are 103 business outlets within the jurisdiction, distributed in various towns (streets) in Shaoxing County, Shaoxing City and Yiwu. At the same time, Shengzhou Ruifeng Rural Bank was established as the main card-issuing bank in Shengzhou. Ruifeng Bank takes "A Century of Rui Bank and Feng Ze Ten Thousands" as its mission and "serves the society and develops the economy" as its own responsibility, and fully supports local economic development. As of the end of June 2013, the bank's total assets were 58.489 billion yuan, net assets were 5.579 billion yuan, deposits were 49.780 billion yuan, loans were 35.302 billion yuan, the non-performing loan ratio was 0.77%, the provision coverage ratio was 439.82%, and the capital adequacy ratio was 13.19%. Its strength ranks first in the financial industry in Shaoxing County and at the forefront of Zhejiang’s rural credit system.

2. In 2012, it won the "Top Ten Brand Small and Medium-sized Banks in 2012", "Best Social Responsibility Practice Award for China's Rural Financial Enterprises", and "Top Ten Rural Commercial Banks for County Economic and Financial Services in China"; The Provincial People's Government awarded it "Zhejiang Province's Advanced Social Pension Unit for Urban and Rural Residents"; it has been rated as "Super Bank", "Top Ten Banks" and "Award-winning Unit" by the Zhejiang Province Rural Credit System for many times; it won the title of "Top Ten Brands of Small and Medium-sized Banks in 2011" ; Awarded the "Shaoxing Charity Award" by the Shaoxing Municipal People's Government; awarded the "Shaoxing County Charity Award" Organization Award by the Shaoxing County People's Government, and won awards as "Excellent Bank for Serving the Economy" and "Enterprise Evaluation Department, Public Evaluation of Business Style" unit, ranking first in the democratic evaluation of 38 departments and industries at the county level.

3. The old year has come to an end, and the new year is showing great plans. 2013 is a critical year for the implementation of the five-year development strategy and an important year for the comprehensive transformation and development of retail banks. Ruifeng Bank will thoroughly implement the Scientific Outlook on Development, be guided by the spirit of the 18th National Congress of the Communist Party of China, and adhere to the six-in-one concept of "Ruifeng Model", "Process Bank", "Comprehensive Risk", "Internal Mechanism", "Corporate Culture" and "Talent Team" layout, truly focus on hard work, progress while maintaining stability, innovation and change, and strive to build a first-class rural commercial bank in the country!