If there is the word Quickpass on the card surface, the card has the QuickPass function.

1. QuickPass is a contactless payment application that mainly covers daily small-amount fast payment merchants. Users can use a UnionPay financial IC card or NFC mobile device with the "Quick Pass" function on a contactless payment terminal that supports UnionPay "Quick Pass" and place the card or mobile phone close to the machine to complete the payment without entering a password or signature.

To use China Merchants Bank Credit Card Quick Pass, you usually need to deposit the money into an electronic wallet first, and then use the card close to the card swiping machine to complete the small payment in a contactless manner. This cannot be turned off, as long as the cardholder does not load it.

2. Small-amount password-free and visa-free is a small-amount fast payment service provided by China UnionPay to cardholders. China Merchants Bank UnionPay chip credit card provides this service in accordance with China UnionPay’s business rules.

When using a financial IC card or mobile device with the "Quick Pass" function to conduct transactions of a certain amount (300 yuan domestically, and the local limit overseas) and below at designated merchants, you only need to put Simply "swipe" the card or mobile device close to the "Quick Pass" sensing area of ??the acceptance terminal such as a POS machine to complete the payment. During the payment process, there is no need to enter a password or sign.

Extended information:

Steps for setting up small password-free payment with China Merchants Bank credit card:

1. Open the Palm Life APP and enter the My window on the homepage of Palm Life, such as Picture:

2. Click the settings icon to enter the settings window and find the payment management, as shown in the picture:

3. Click the payment management and enter the payment management window, as shown in the picture

4. Click on the small amount password-free payment to open, and enter the payment password input window, as shown in the figure.

5. After entering the payment password, the small amount password-free payment is enabled, as shown in the figure.

6. If you want to adjust the secret amount, click the password-free amount below, enter the amount selection window to complete the amount setting, and complete the password-free amount setting, as shown in the figure:

China Merchants Bank - China Merchants Bank UnionPay chip credit card provides quick pass service for small amounts without password and visa required