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When buying insurance for children, who should be named as the policy holder?

When buying insurance for a child, the policy holder should generally write down the parents. Parents are the policyholders, the ones who pay the premiums. The child is the insured and the one actually protected by the insurance. So what rights do the policy holder and the insured have respectively? You will know after reading this article:

What is the difference between the policy holder and the insured? One article tells you the details!

Generally, when signing a contract offline, the policy holder and the insured should sign in person. However, if the child is under 18 years old, a legal guardian such as a parent can also sign on his or her behalf. In addition, you should pay attention to buying insurance for your children. The death benefit is generally limited. The death benefit for those under 10 years old cannot exceed 200,000, and the death benefit for those aged 10-18 cannot exceed 500,000. Friends who don’t know much about insurance may wish to read this comprehensive science guide before purchasing insurance:

Super comprehensive! Everything you want to know about insurance is here

There are many insurances suitable for children on the market, such as children's critical illness insurance, medical insurance, accident insurance, education annuity insurance, etc. Products such as Qingyunwei No. 2 Children's Critical Illness Insurance, Exclusive e-Sheng 2022 Personal Edition Medical Insurance, and Splendid Future Education Annuity Insurance are all selling hotly. But please note that you must first provide basic protection before managing your finances. Some friends may want to know how the Qingyunwei No. 2 children's critical illness insurance is, so don't miss this professional review:

How about China Merchants Renhe Qingyunwei No. 2 children's critical illness insurance? You will know after reading it!

The above are all the answers to this question! Hope that helps!

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