Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Application version: v 10.2.53

The first step, the mobile phone logs into Alipay wallet, enters Alipay wallet homepage, and finds the "My" click in the lower right corner of the page; Step 2: On my page, click the "Settings" button at the top of the page to enter the settings page, and then click "Payment Settings" to jump to the "Payment Settings" page, and click "Confidential Payment"; Step 3: Click "Small Secret Payment" on the "Secret Free Payment" page, enter the payment password in the pop-up page, and click "Next"; Step 4, enter the next setting page, and move the slider behind the secret-free payment widget to the left, showing a blue state, so that the secret-free payment widget can be started; If you want to turn off the "small password-free payment" function, follow the above operation to reach the "small password-free payment" page. Move the slider to the right and it will turn gray. Then you can turn off this function, find it and click.

Secret-free and visa-free payment means that small payments can be completed without passwords and consumer signatures. In the world, small-sum secret-free visa exemption is a mature payment method, which is also widely used in the domestic mobile payment field, and is the basic function of bank card default opening. Previously, the quota of UnionPay's small confidential visa-free business was set to 300 yuan.

From June 2065438 1, the single limit of unionpay's small confidential and visa-free payment business was raised to 1000 yuan. On March 19, 15, 20 19, the flash payment bank card was exposed at the CCTV March 15 party. A small amount of confidentiality, but the bank staff did not explicitly inform, are all opened by default. 2065438+In April, 2009, China UnionPay United Commercial Bank * * * launched a new round of notification service, providing small double exemption and one-button switching function.

Secret-free payment is safer. In the process of confidential payment, Alipay has an intelligent risk control engine to monitor the transaction behavior and has the ability of artificial intelligence recognition. This is a very strict and complicated monitoring system. By intelligently judging whether the transaction behavior is safe, each transaction is scanned in eight dimensions within 1 second to protect the security of the account. Secret-free payment can only be opened with active authorization. After opening, merchants' consumption will be automatically paid by Alipay, and payment information will also be prompted on Alipay transaction information, which is convenient and fast.