The staff of the insurance company forged my signature and asked my father to sign the insurance policy. I didn't know about it until I returned home. Can the premium be recovered?

If you are underage when your father signs it, then the signature is valid.

Besides, you'd better make it clear what you want to "change". Some contract elements can be changed, but if the contract is valid, it cannot be returned.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.

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