Case: I bought an education insurance for my baby, which has the function of exemption for the insured. Wife's bank card fee, but the insured is the husband, and the signature on the policy must be the husband's signature? What happens if my wife signs it? Expert advice: Insurance companies stipulate that the insured and the insured must sign in person, otherwise the insurance contract will be invalid. Because it is not personally signed by the insured, there is no guarantee that the insurance is voluntary, nor can it be guaranteed to tell the truth. Give you some advice: the applicant must be a person in signature, certificate information and transfer bank card (passbook). If it is inconsistent, it will be more troublesome to meet claims and receive money in the future. Since you bought it and the passbook is yours, consider yourself the insured and sign it. The education grant includes the exemption function, and the premium of the exemption part is calculated according to the age and gender of the insured. The premium of the exempted part will change when the insured changes, and the rest will not change generally, and the overall cost will not be much different. If your lover is the insured, the signature is signed by him and the bank is his, but you can pay, but the bank number must be your lover's! In order to prevent the insurance contract from being invalid without the consent of the insured, risks will occur in the future and claims cannot be settled.