2. The difference of card numbers: the card numbers of ordinary UnionPay credit cards start with "62" and visa credit cards start with "4";
3. The difference of credit card quota. Ordinary UnionPay credit card takes UnionPay credit card quota, and visa credit card takes visa credit card quota.
It is worth mentioning that there is basically no difference between visa credit card and ordinary UnionPay credit card in China, but if it is used abroad, the coverage area of visa is much larger than that of UnionPay, and the approval procedure is also very high.
Extended data:
1.？ Credit card -Visa provides its financial institution customers with a rich credit card product platform, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.
2.？ Debit card -Visa provides a wealth of debit card products for consumers in different regions and at different consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, Visa electronic, Interlink and PLUS.
3.？ Prepaid card-Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits.
Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit card products. Prepaid products better meet the needs of global travelers, provide them with the unique convenience and security of electronic payment, and avoid the trouble caused by cash and checks.
References:
VISA- Baidu encyclopedia