With the demand of China investors coming to Thailand to buy holiday real estate and invest in real estate increasing sharply, China Industrial and Commercial Bank Branch further adjusted its mortgage service for China people to help China people invest in Thai real estate for their own occupation or investment, so as to easily buy their own houses. Bangkok real estate, Pattaya real estate, Phuket real estate and Chiang Mai real estate are also the most optimistic cities for investors. The information on housing loans in Thailand is released as follows:

Qualifications of the applicant:

Non-Thai resident, 2 1-65 years old, the applicant's age plus the loan period is no more than 65 years.

Have a stable source of income and good credit.

You can apply without a work permit.

Thai hotel requirements:

There are apartments that foreigners can buy in Thailand, which are located in Greater Bangkok, Pattaya, Phuket, Chiang Mai and Hua Hin. (* Note: Villa is not included)

Thai mortgage interest rate:

First year: 5.25%

Second year: 5.75%

Third year and above: SIBOR+6.0%

Term of housing loan in Thailand:

3 years-10 years. If the repayment is made in advance, it will take three years to apply.

Thailand housing loan amount:

Generally, it is 50% of the appraised price or purchase price of real estate (whichever is smaller), and the initial loan amount is 6,543.8+0,000 baht.

Thailand housing loan application provides information:

Copy of passport signature

Copy of signature of national identity card

Copy of work permit signature (if working in Thailand)

Copy of marriage certificate and spouse's passport/ID card (if any)

Original work certificate (issued by the employer, providing information such as service life, position and income) (English version)

Original Payroll (last 6 months)

Original or signed copy of bank statement of salary account (past 12 months)

Copy of signature of house purchase contract

Copy of credit report (issued by relevant domestic institutions, and China is the Credit Information Center of the People's Bank of China).

Other information required by other banks.

After the loan application is approved, you can apply for an ICBC (Thailand) bank account with your passport.

One card is 10% off, Thai baht is RMB, and domestic funds can be easily remitted. ICBC (Thailand) issued a certificate that the funds came from abroad, saving time and worry. At the same time, as a repayment account, one card is multi-purpose.

Fill in the application form and submit complete information, and then start the loan process, which will take about two months to lend money.

You only need to deposit or remit Thai baht for repayment, and the bank will automatically deduct the money and convert it into new currency.