However, there are great differences between the two, mainly in:
First, the material. Ordinary commemorative coins are generally made of ordinary metal materials such as brass alloy, while precious metal commemorative coins are generally made of precious metals such as gold, silver and platinum.
Second, liquidity. Ordinary commemorative coins have the same function as the current circulating RMB, and are circulated at the same value as the RMB with the same denomination; The denomination of precious metal commemorative coins is only a currency symbol, regardless of the cash flow in the market. It does not participate in currency circulation, but it is compensated by national laws.
Third, circulation. The quantity of two kinds of commemorative coins is determined by the People's Bank of China, but the circulation of ordinary commemorative coins is generally much larger than that of precious metal commemorative coins. The collection nature of precious metal commemorative coins determines that they must be scarce and cannot be issued indefinitely. Take ordinary commemorative coins and precious metal commemorative coins of the 29th Olympic Games as examples. For the 29th Olympic Games, 6,543.8+million ordinary commemorative coins were issued in each group, 60,000 654.38+0/3 ounce gold coins and 654.38+0 ounce silver coins were issued in each group, and 6,543.8+0.6 million.
4. Appraisal certificate. Each product of precious metal commemorative coins has an appraisal certificate issued by the Governor of the People's Bank of China (except the common gold and silver coins of pandas), which proves the specifications, fineness, quality, weight, denomination and maximum circulation of each gold and silver coin. Ordinary commemorative coins do not issue appraisal certificates.