There is a difference between a credit card and a memory card.
First, the biggest difference is that if there is no money in the credit card, you can swipe your card or withdraw cash, but the consumption limit is not greater than the credit limit of your credit card; And if there is no money in the savings card, you can't spend and withdraw cash.
Second, the credit card must be repaid within a certain period of time after consumption, otherwise interest will still be generated and more money will be paid. If there is no repayment at that time, you can apply for installment repayment, but you need a handling fee. Moreover, there is a handling fee for cash withdrawal, and there is interest every day; The savings card can be used without refund, and there is no handling fee for withdrawal.
Third, after the credit card is activated, you must spend 5-6 times a year to avoid the annual fee, which is relatively high; The savings card also has an annual fee of 10 yuan. Whether it works or not, as long as the card has money, the annual fee will be deducted.
Fourth, if you can't pay back the money on time after using a credit card, it will also affect your credit. If the money owed to the bank reaches a certain amount, the bank can sue you.
China Agricultural Bank Debit Card
The debit card number of China Agricultural Bank consists of 19 digits, which is green, starting with 95599 or 622848, and part of it is 103 VIP card color. Credit cards and quasi-credit cards of ABC are generally 16 digits. The name pinyin is on the lower left of the front of the credit card, and Arabic numerals are next to the signature column on the back. If not, it is a quasi-credit card.
1. Agricultural Bank of China (ABC) is a large listed bank in China and one of the five largest banks in China.
2. Originally established in 195 1 (Xin Mao nian), it is the first state-owned commercial bank established in New China and an important part of China's financial system, with its head office in Beijing.
3. Agricultural Bank of China has been among the top 500 enterprises in the world for several years, and ranked among the top 7 in "Global Banking 1000".
4. In 2009, Agricultural Bank of China was transformed from a wholly state-owned commercial bank to a modern joint-stock commercial bank, and completed the "A+H" listing on 20 10, ranking fifth among listed banks in the world in terms of total market value.