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How to open Pudong Development Credit Card?
How to open a Pudong Credit Card for the first time?

Two ways to activate the credit card of Shanghai Pudong Development Bank;

First, the customer service phone is activated.

1. Call Shanghai Pudong Development Bank Credit Card Customer Service Tel: 800-820-8788 or 400-820-8788;

2. According to the voice prompt, press "7" and select the "Credit Card Activation" function;

3. Enter the relevant information for applying for a credit card;

4. Complete the activation of the credit card with the customary signature in the "Card Signature" field.

Second, online banking activation

Take Apple11IOS14.7.1Shanghai Pudong Development Bank 7. 1.0 as an example.

1. Log in to the homepage of Shanghai Pudong Development Bank Credit Card Center and select the function of "Activate Credit Card Online";

2. Enter the credit card activation page and enter the credit card and other information according to the prompt.

Credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day. Once the interest-free repayment period is exceeded, high interest will be charged, usually five ten thousandths of interest per day.

First of all, the credit card is not the personal property of the cardholder, but is borrowed by the cardholder with "credit" as the guarantee. Credit cards can only be issued if the card issuer judges that "this person can be trusted" (specifically, he has the ability to repay) according to these conditions. Secondly, it is necessary to clarify the significance of signing the bill.

Signing is to admit that "the loan I bought today must be repaid, and now I will take the goods I bought first", which means that I absolutely abide by my promise. The credit card system was introduced from Europe and America. Here is a concept of contract. To sign is to acknowledge the terms of the contract.

Credit card application process:

1, application

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

Step 2 review

After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.

Step 3 issue cards

After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal.

Step 4 open the card

Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements.

At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card. After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.

How to activate Pudong Credit Card?

Pufa Credit Card can be activated and opened in many ways, such as calling the customer service hotline of Pufa Credit Card, bank counter and online banking. Alipay activation steps: 1, open Alipay APP, and then click the position shown by the red arrow to display the search box.

2. Enter "PUFA Credit Card" in the search box, and then click Search. In the search results, click the position shown by the red arrow to enter a new page.

3. After entering the new page, click "View" as shown by the red arrow, and then enter the new page.

4. After entering the new page, click "Account Service" as shown by the red arrow, and a drop-down menu will appear.

5. Find "Online Activation" indicated by the red arrow in the up menu, and click to enter a new page.

6. Enter the relevant information in the new page, and then click "Submit" as shown by the red arrow to complete the operation.

Bank counter method: Just bring your credit card and ID card directly to the bank counter, and you need to set the transaction password and inquiry password.

Telephone activation method: the user directly dials the customer service phone and turns to manual work. The customer service will help the customer to activate after explaining the purpose.

After the credit card is activated, it can be used normally. However, it is best to use the new credit card step by step. Don't brush all the quotas at once. At this time, you can spend a small amount of money many times. Pay attention to the diversification of the scene when spending, and don't brush all the quotas at once.

Users should repay on time after using the credit card, and there should be no overdue repayment, because there will be penalty interest after overdue repayment. The longer the time, the more penalty interest will be generated. Moreover, after overdue repayment, the bank will make a collection, and the common collection method is to call the cardholder.

Version information: Take Alipay 10.2.60 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.

How to open the credit card of Shanghai Pudong Development Bank?

It can be opened in official website of Shanghai Pudong Development Bank as follows:

1. First, enter "Shanghai Pudong Development Bank" in the search bar, and click official website in the list to enter.

2. Then select the "Credit Card" indicated by the red arrow in official website of Shanghai Pudong Development Bank.

3. Next, select "Online Activation" in the page, as shown by the red arrow in the figure below.

4. Next, in the activation page, just follow the page prompts to enter credit card and other information, and finally click "Submit".

So much for the introduction of how to open Pudong Credit Card.