When minors open an account, they must bring their parents’ ID cards, minor’s ID cards and household registration book according to regulations. However, the documents you need to bring when depositing money have different requirements based on the risk control of each bank branch.

To apply for a bank card, you need your ID card, so you need to have your ID card first. "Law of the People's Republic of China on Resident Identity Cards", the law stipulates that Chinese citizens who are over 16 years old and living in the territory of the People's Republic of China shall apply for a resident identity card in accordance with the provisions of this law; Chinese citizens who are 16 years old may apply for a resident identity card in accordance with the provisions of this law.

(1) Students who are over ten years old and under sixteen years old must bring their household registration book to the police station where their household registration is located to apply for a resident ID card. After applying for an ID card, they must bring their ID card and an identity card. A copy of the certificate can be obtained at any bank. When applying, I need to sign your name on the "Personal Settlement Account Management Agreement", fill out a "Personal Card Opening Application Form", hand it to the bank staff, and then leave a password. Enter the password you want to leave on the cipher machine. After you enter the six-digit password (enter it twice and confirm), the staff will give the card to you. In addition, you need to deposit some money on your bank card. Some banks require at least 10 to 50 yuan, and some banks require less, just 1 yuan.

Note: Students who are over ten years old and under sixteen years old are persons with limited capacity for civil conduct. Banks generally do not allow them to apply for cards. If they want to apply, the bank requires a guardian to accompany them. But the actual situation is that banks have lax requirements for people with limited capacity for civil conduct to apply for bank cards, and sometimes the bank will process them even if their parents are not accompanying them.

(2) Students under the age of ten are persons without capacity for civil conduct. Whether applying for an ID card or a bank card, they must be accompanied by their parents. When applying for a bank card, you need to bring the following documents: parent ID card, household registration Only this, the student's ID card, a copy of the ID card, and other documents that reflect the nature of guardianship (such as birth certificate, etc.) can be applied for. The procedures and methods are the same as (1). Banks have very strict requirements for people without civil capacity to apply for bank cards. In principle, they will not apply for a bank card. However, most banks will not make it difficult for you if you bring all kinds of documents.

(3) For students who are over 16 years old, the method of applying for a bank card is the same as for adults. Just go to the bank with your ID card.