On this issue, first of all, you need to have clear evidence to prove that the signature of the insurance policy is not yours, and you don't know what insurance you bought. If it is dividend-paying financial insurance, you don't need to worry, and you will get it when it expires, because for those who buy it, dividend-paying financial insurance can generally be ignored. Most of them can only be obtained after death or high disability, and the insurance of dividend financing is only used for financing. Secondly, if you buy health insurance with physical protection, I suggest you take the application form to the insurance company to re-sign the insurance contract, and you don't need to return it. But if you are sure to return it, tell the insurance company that this is not your signature. The number of health insurance is generally large, and it does happen that insurance companies use insurance policies as an excuse to evade. I wonder if the insurance you bought has exceeded 10 days. Insurance generally has a hesitation period of 10 days. You can get a full refund within 65,438+00 days. If 10 days have passed, you can also ask for a refund on the grounds that the signature of the declaration form is not yours, and try to resolve it through negotiation. If the insurance company insists on not refunding, you can use the law to help.

I hope the answer will satisfy you.