Is there a discount for buying a house while studying abroad in Houston?

Buying a house and studying abroad are two different things. It is unlikely that the price of a house will decrease because you study abroad. Why are Houston house prices so cost-effective?

The main reason why Houston house prices are so cheap is due to the impact of the 2008 financial crisis. Coupled with the abundant local real estate, house prices across the country have risen relatively slowly. Now is the best time to buy a house there. when. If you directly immigrate to the United States and live in Houston, it is best to choose that place to buy a house in Chinatown. Chinatown is the place with the largest number of Chinese people in Houston. People who buy houses and live there do not have language delays. They can easily taste Chinese food and buy local Chinese items, making daily life very convenient.

It’s also a good idea to choose Sugar Land when buying a house in Houston. Sugar City has been selected as one of the most livable cities in the United States many years ago, and the local tax bureau there is very low. , the pressure of raising a house is not high, and the living environment in Sugar City is very suitable for the growth and development of teenagers and children. From elementary school to junior high school and ordinary high school, the teaching resources are excellent, and the housing prices there are not very high, with only 300,000 US dollars. You can choose to purchase a relatively good independent villa with a real estate area of ??more than 200 square meters, which is undoubtedly a great value for money. Houston home loan policy:

1. Applicants must sign online;

2. Applicants must pay loan service fees, usually 3,000-4,000 US dollars;

3. In the United States, when foreigners apply for loans, the five-year fixed annual interest rate is 4%, and the seven-year fixed annual interest rate is 4.25%;

4. When applying for a loan in the United States, from It takes about 30-45 days from application to loan disbursement. It is best for applicants to be well prepared;

5. When foreigners apply for a mortgage in the United States, they must pay 50% down payment and borrow 50% , if the applicant has good credit, the inventory ratio can be increased to 4:6. Frequently asked questions about buying a house in Houston

1. Prepare a detailed cost budget

Many Chinese people like to pay the full price when buying a house in Houston. This is of course no problem, but in the United States, the cost of owning a house is relatively high. High ones include land tax, municipal engineering tax, house insurance fees, etc. Only by making a good financial budget in advance can you live a happy life in Houston.

2. Be prepared to buy a car

As written above, Houston’s smart buses are not particularly convenient. If a customer wants to buy a house here, he must have a car to ensure it. Convenience of traveling. Therefore, when buying a house in Houston, you must not only prepare the tenants, but also prepare the money to buy a car. If the family size is large, one car may not be enough.

3. Determine the purpose of buying a house

The Chinese people who come to Houston to buy houses have different purposes. Some are just for investment, some want to live in Houston, and some want to live in Houston. It is for the education of their children. The different purposes of buying a house also lead to differences in the area where the house is bought. People with investment needs basically buy houses in urban areas; the places where their families live are mainly located in high-quality living areas; and those for whom their children go to school are closer to the school district.

4. Understand relevant policies

I believe that many Chinese people will mistakenly believe that the United States, like most European countries, can obtain a U.S. green card by buying a house up to a certain amount. America is unrealistic. There is currently no new immigration program for buying houses in the United States. Most Chinese who want to obtain a green card in the United States can only rely on EB-5 immigration investment and EB-1A skilled immigration. If an agency tells you that you can buy a house, immigrate and invest in the United States, it must be a lie.