Can be gifted or transferred. The details are as follows:

In the case of transfer, the gift fee is approximately 6% of the tax declaration price (that is, the property transfer price agreed upon by you) (notarization fee of 3%, transfer tax of 3%). However, after the gift transfer, if you want to transfer the property in the future, you will have to pay 20% of the declared value as a single personal income tax. Therefore, it is not recommended to use gift transfer.

It is recommended to use transfer of ownership, that is, to transfer the property directly. The tax is about 8% of the reported tax price of the property (seller: personal income tax 1% (exemption if the real estate certificate is more than 5 years old), business tax 5.5% (real estate certificate) Exemption for more than 2 years), buyer: deed tax 1.5%, other transfer taxes about several hundred, the above tax points are calculated based on ordinary residences less than 144 square meters).

There is no need to pay individual tax for sale and transfer, such as real estate certificate after five years, only 1.5% of deed tax, and other transfer taxes of about several hundred. That is, the total *** is about 1.8%.

The tax price is determined by you yourself. The Housing Authority's computer system has a minimum assessed value for each local area. If your declared tax price is higher than the assessed value, tax will be calculated based on your price. If it is lower than that, it will be calculated based on the system’s evaluation price. The people who know the most about the appraisal price are the local real estate agents in the same area. Because they often go to the property owner and know the minimum price they can quote to pass, it is recommended that you go to the agent to find out more.

The basic procedures for the transfer of second-hand houses: signing the sales contract, submitting documents, paying taxes, paying taxes and transferring ownership, and obtaining the certificate. Different regions sometimes have different procedures. For example, you may pay taxes first and then submit the documents.

Signing a sales contract means that the buyer and seller, together with the intermediary (if there is one), negotiate and sign a contract on the property price, delivery method, payment method, etc.

Submission means that the buyer and seller bring relevant information to the Housing Authority to apply for real estate transfer registration. The buyer must bring his or her original ID card. For example, if the loan requires proof of the first home, it must first be issued by the relevant department according to the requirements of the Housing Authority. The seller must bring his or her ID card, real estate certificate, original tax invoice related to the property, etc. If you submit the sales contract to the housing authority, you can use the housing authority's version to sign it before signing it. (There are many large cities that have implemented online visa application. You need to apply for a pre-acceptance number and fill in the form online first, and then submit the application to avoid queuing at the housing authority.)

Paying taxes refers to: receiving at the housing authority Then, go to the relevant tax bureau to pay various taxes and fees according to the required time. Both the buyer and seller must bring their original ID cards to pay their respective taxes and fees.

Tax-paid transfer means that after the buyer and seller pay their respective taxes and fees, both parties bring their ID cards and all invoices for their respective taxes and fees to the housing management bureau to review and confirm that the taxes have been paid, complete the transfer, and receive a transfer receipt.

Getting the certificate means that the buyer brings his ID card and transfer receipt to the Housing Authority to collect the new real estate certificate at the time specified on the transfer receipt.