Preferred stock code: 360005, 3600 12, 360032. Preferred stock abbreviation: Xingyeyou 1, Xingyeyou 2, Xingyeyou 3.
The board of directors and all directors of the Company guarantee that there are no false records, misleading statements or major omissions in the contents of this announcement, and they shall bear individual and joint responsibilities for the truthfulness, accuracy and completeness of its contents.
2065438+On August 29th, 2006, the 21st meeting of the Eighth Board of Directors of Industrial Bank Co., Ltd. (hereinafter referred to as the Company) deliberated and passed the Proposal on Investing in the Establishment of Xingyin International Financial Holdings Limited, and decided to invest in the establishment of Xingyin International Financial Holdings Limited (hereinafter referred to as Xingyin International). The registered capital of Xingyin International is planned to be HK$ 3 billion, and its registered place is Hong Kong. The company holds 100% of the shares.
This investment will help the company to further expand overseas markets such as Hong Kong, steadily push forward the implementation of internationalization strategy, better serve major national strategic layouts such as "One Belt and One Road", RMB internationalization, supply-side structural reform, international and domestic double circulation, and better meet customers' diversified and all-round cross-border financial services needs.
This investment still needs to be approved by the relevant regulatory authorities. The company will actively promote relevant work and fulfill its information disclosure obligations in a timely manner.
It is hereby announced.
Board of Directors of Industrial Bank Limited
2021101October 28th
Stock code: 60 1 166 Stock abbreviation: Industrial Bank AnnouncementNo.: 202 1-042.
Industrial bank limited
On Convening the First Extraordinary General Meeting of Shareholders in 20021year
notification
Important content tips:
Date of convening shareholders' meeting: 202 1 year1month 15.
The online voting system adopted in this shareholders' meeting: the online voting system of the shareholders' meeting of Shanghai Stock Exchange.
I. Basic information of the meeting
(a) the type and duration of the shareholders' meeting
202 1 First Extraordinary General Meeting of Shareholders
(2) Convenor of the shareholders' meeting: the board of directors.
(III) Voting method: The voting method adopted at this general meeting of shareholders is a combination of on-site voting and online voting.
(4) Date, time and place of the on-site meeting.
Venue: Conference Room, 5th Floor, Industrial Bank Building, No.398 Jiang Bin Middle Avenue, Taijiang District, Fuzhou.
(5) Online voting system, starting and ending dates and voting time.
Online voting system: online voting system for shareholders' meeting of Shanghai Stock Exchange.
Until 202 1 year 1 1 month 15.
The online voting system of Shanghai Stock Exchange is adopted, and the voting time through the voting platform of the trading system is the trading time on the day of the shareholders' meeting, that is, 9: 15-9:25, 9336030-1:30,1:00-1. Voting time through the Internet voting platform is 9: 15- 15336000 on the day of the shareholders' meeting.
(6) The procedures for investors' financing and securities lending, refinancing and repurchase business accounts and voting.
The investor voting involved in margin trading, refinancing business, agreement repurchase business and Shanghai Stock Connect shall be implemented in accordance with the Detailed Rules for the Implementation of Online Voting at the Shareholders' Meeting of Listed Companies of Shanghai Stock Exchange and other relevant regulations.
(seven) involving the public collection of shareholders' voting rights.
quit
Two. Matters considered at the meeting
Proposals reviewed at this general meeting of shareholders and types of shareholders with voting rights.
(1) The time and media for disclosing each proposal.
The above proposal was considered and passed at the third meeting of the Eighth Board of Supervisors on October 27th, 20265438/KLOC-0 or the third meeting of the Tenth Board of Directors on October 28th, 20265438/KLOC-0. For details, please refer to the Announcement of Resolutions of the Meeting of the Board of Supervisors and the Meeting of the Board of Directors published on the website of Shanghai Stock Exchange (www.sse.com.cn) on 202 1 65438. See the website of Shanghai Stock Exchange (www.sse.com.cn) for details of the documents of this shareholders' meeting.
Special resolutions and proposals: 2
(3) Proposal on separate counting of votes by small and medium investors: 1
(4) Proposal on related shareholders abstaining from voting: None.
(5) Proposal involving voting by preferred shareholders: None.
Three. Matters needing attention in voting at shareholders' meeting
(1) The shareholders of the company exercise their voting rights through the online voting system of the shareholders' meeting.
(2) Shareholders shall exercise their voting rights through the online voting system of the shareholders' meeting of Shanghai Stock Exchange. If they have multiple shareholder accounts, they can use any shareholder account that holds shares in the company to participate in online voting. After voting, it is deemed that all ordinary shares of the same class under all shareholders' accounts voted in favor of the same opinion.
(3) If the same voting right is repeatedly voted through on-site voting, online voting platform of Shanghai Stock Exchange or other means, the result of the first voting shall prevail.
(4) All proposals can only be submitted after being voted by shareholders.
(5) This general meeting of shareholders does not involve the proposal of voting by preferred shareholders. Shareholders who hold both common shares and preferred shares of the company only hold common shares to vote.
Four. conventioneer
(1) Shareholders registered in Shanghai Branch of China Securities Depository and Clearing Co., Ltd. after the closing of the market on the registration day have the right to attend the shareholders' meeting (see the table below for details), and may entrust an agent to attend the meeting and vote in writing. The agent need not be a shareholder of the company.
(2) Directors, supervisors and senior managers of the company.
(3) Lawyers hired by the company.
(4) Other personnel.
Verb (abbreviation of verb) meeting registration method
(1) Registration method:
If the legal representative of corporate shareholders meets the attendance requirements, he must hold a copy of the business license stamped with the official seal, a certificate of the legal representative stamped with the official seal, a securities account card and an identity document of the legal representative; Agent's exit
Those attending the meeting must hold a copy of the business license stamped with the official seal, a certificate of legal representative stamped with the official seal, a securities account card, a power of attorney (see annex for the format) and an identity certificate of the agent.
Individual shareholders who meet the attendance requirements must hold their ID card and securities account card when attending the meeting; If an agent is entrusted to attend the meeting, he must hold a securities account card, a power of attorney (see annex for the format), a copy of the client's identity certificate and an agent's identity certificate; Shareholders in different places can register by letter, fax or e-mail.
(3) Registration place: Floor A 10, Zhongshan Building, Hudong Road, Fuzhou City, Fujian Province.
Other matters of intransitive verbs
(1) Contact information:
Contacts: Ms. Zhang and Ms. Huang.
Tel: 059 1-87825054
Fax number: 059 1-878079 16.
Address: Office of the Board of Directors of Industrial Bank, Hudong Road 154, Fuzhou, Fujian.
Postal code: 350003
(2) The transportation and accommodation expenses of the participants in this meeting shall be borne by themselves.
202110129 October
Attachment: Power of Attorney
Attachment:
letter of attorney
Industrial Bank Company Limited:
I hereby entrust Mr. (Ms.) to attend the first extraordinary shareholders' meeting of your company held on October 5th, 2002 1 1 year/kloc-0, and exercise the voting rights on your behalf.
Number of ordinary shares held by the principal:
Customer's shareholder account number:
Signature (seal) of the client: signature of the trustee:
Customer ID number: Trustee ID number:
Date of entrustment: year month day.
Remarks: The client should select one of "Agree", "Oppose" or "Waiver" in the power of attorney and tick "√". If the client does not give specific instructions in this power of attorney, the trustee has the right to vote according to his own wishes.
A-share code: 60 1 166 A-share abbreviation: Industrial BankNo.: Pro 202 1-036.
Announcement of Resolutions of the Third Meeting of the Eighth Board of Supervisors
The Board of Supervisors and all supervisors of the Company guarantee that there are no false records, misleading statements or major omissions in the contents of this announcement, and bear individual and joint responsibilities for the authenticity, accuracy and completeness of its contents.
The third meeting of the Eighth Board of Supervisors of Industrial Bank Co., Ltd. issued a meeting notice on 2002110/0, and was held in Fuzhou on 27 October, 65438. Seven supervisors should be present at the meeting, and seven actually attended. Among them, supervisors He Xudong, Paul Thiel and Zhu Qing attended the meeting by video, which was in compliance with the provisions of the Company Law and the Articles of Association.
The meeting was presided over by Mr. Jiang Yunming, Chairman of the Board of Supervisors. The following proposals were reviewed and passed, and resolutions were made:
I. Proposal on Amending the Articles of Association; For details, please refer to the Announcement of Industrial Bank Co., Ltd. on Amending the Articles of Association published on the website of Shanghai Stock Exchange on October 29th, 20021year/KLOC-0.
Voting results: 7 votes in favor, 0 votes against and 0 votes abstained.
Second, the third quarter report of 202 1; The Board of Supervisors believes that the preparation and review procedures of (1)202 1 third quarter report are in compliance with laws, regulations, articles of association and internal management system. (2) The content and format of the report comply with the relevant regulations of China Securities Regulatory Commission and Shanghai Stock Exchange, and can truly, accurately and completely reflect the operation, management and financial status of the company during the reporting period. (3) No personnel involved in the preparation and review of the 20021third quarter report were found to have violated the confidentiality provisions.
Supervisory Board of Industrial Bank Co., Ltd.
2021101October 28th
A-share code: 60 1 166 A-share abbreviation: Industrial BankNo.: Pro 202 1-037.
Announcement of Resolutions of the Third Meeting of the Tenth Board of Directors
The third meeting of the 10th Board of Directors of Industrial Bank Co., Ltd. was issued on 2002118, and was held in Fuzhou on 28 October, 65438. The meeting was attended by 65,438+04 directors, and actually 65,438+04 directors, among whom Li, Li, Li and Li attended the meeting by telephone, in compliance with the provisions of the Company Law and the Articles of Association. Seven supervisors of the company's board of supervisors attended the meeting as nonvoting delegates.
The meeting was presided over by Mr. Lv Jiajin, the chairman of the board, and the following proposals were reviewed and passed and resolutions were formed:
I. Proposal on Nominating Two Candidates for Independent Directors of the Tenth Board of Directors; The Board of Directors agreed to nominate Ms. Wang Hongmei and Mr. Qi Yuan as candidates for independent directors of the 10th Board of Directors, which will be submitted to the shareholders' meeting for election one by one. The resumes of the two candidates for independent directors are as follows:
Wang Hongmei, female, born in 196 1, is a professor-level senior engineer. She is currently a director of China Mobile Equity Fund Management Co., Ltd. She used to be the deputy director of the Economic and Technological Development Research Center of the former Ministry of Posts and Telecommunications, the general manager of the development strategy department of China Mobile Communications Group Co., Ltd., the director of the reform office, the secretary general of China Mobile Charity Foundation and the senior manager of the development strategy department of China Mobile Communications Group Co., Ltd. (general manager level).
Qi Yuan, male, born in 1974, Ph.D., is currently a permanent professor at Fudan University and dean of the Institute of Artificial Intelligence Innovation and Industry. He used to be a postdoctoral fellow at MIT, an associate professor in the Department of Computer Science and Statistics at Purdue University, and an associate professor in the Department of Biology. He used to be a visiting professor at Columbia University, Duke University and Brown University, vice president of Taobao (China) Software Co., Ltd., executive dean of Ali Institute of Data Science and Technology, vice president and chief AI scientist of Ant Technology Group, and chairman of data intelligence committee.
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
2. Proposal on amending the Articles of Association; For details, please refer to the Announcement of Industrial Bank Co., Ltd. on Amending the Articles of Association published on the website of Shanghai Stock Exchange on October 29th, 20021year/KLOC-0.
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
Three. Proposal on Formulating the Measures for the Administration of Major Shareholders' Commitments;
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
4. Proposal to change residence; For details, please refer to the Announcement of Industrial Bank Co., Ltd. on the Change of Residence published on the website of Shanghai Stock Exchange on October 29th, 20021year/KLOC-0.
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
Verb (abbreviation of verb) proposal on investment in the establishment of Xingyin International Financial Holdings Limited; For details, please refer to the Announcement of Industrial Bank Co., Ltd. on the Progress of Foreign Investment in Establishing a wholly-owned subsidiary published on the website of Shanghai Stock Exchange on October 29th, 20021year/KLOC-0.
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
Sixth, the third quarter report of 202 1; For details, please refer to the Third Quarter Report of Industrial Bank Co., Ltd. published on the website of Shanghai Stock Exchange on October 29th, 20021year/KLOC-0.
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
Seven. Proposal on Write-off of Bad Debt Items with Single Loss of 654.38+0 Billion Yuan (the fourth batch of 2026.5438+0);
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
Eight. Proposal on Convening the First Extraordinary General Meeting of Shareholders in 20021year; For details, please refer to the Notice of Industrial Bank Limited on Convening the First Extraordinary General Meeting of Shareholders in 20021published on the website of Shanghai Stock Exchange on October 29th.
Voting result: 14 votes in favor, 0 votes against and 0 abstentions.
The first, second and fourth proposals mentioned above still need to be submitted to the 20021First Extraordinary General Meeting of Shareholders for deliberation.
It is hereby announced.
Attachment: Independent Opinions of Independent Directors on Nominating Two Candidates for Independent Directors of the Tenth Board of Directors
attachment
Industrial Bank Company Limited
Independent Opinions of Independent Directors on Nominating Two Candidates for Independent Directors of the Tenth Board of Directors
According to the Company Law of People's Republic of China (PRC), the Corporate Governance Guidelines for Banking Insurance Institutions and the Articles of Association, as independent directors of the company, we express our independent opinions on the nomination of Ms. Wang Hongmei and Mr. Qi Yuan as candidates for independent directors of the tenth board of directors of the company in an independent and objective position and with a prudent and responsible attitude as follows:
After reviewing the biographical data of Ms. Wang Hongmei and Mr. Qi Yuan, all the above-mentioned candidates for independent directors have the qualifications stipulated by laws and regulations, and have the relevant knowledge, experience and ability required to perform their duties. No laws, regulations and normative documents have been found, such as People's Republic of China (PRC) Company Law, People's Republic of China (PRC) Commercial Bank Law, China Banking Regulatory Commission's Measures for the Implementation of Administrative Licensing Matters for Chinese Commercial Banks, and Shanghai Stock Exchange's Guidelines for the Selection and Conduct of Directors of Listed Companies. There is no situation that has been identified by the China Securities Regulatory Commission as forbidden in the securities market and has not been lifted.
The Nomination Committee of the Board of Directors of the Company convened a meeting to review and approve the qualifications of the above two persons, and the Board of Directors convened a meeting to review and agree to submit them to the shareholders' meeting for election. The nomination procedure complies with relevant laws and regulations and the Articles of Association.
It is agreed to nominate Ms. Wang Hongmei and Mr. Qi Yuan as candidates for independent directors of the 10th Board of Directors of the Company.
Independent director:
Sue, Ben, Xu Lin, Liu Shiping
202 1 year1October 28th
A-share code: 60 1 166 A-share abbreviation: Industrial BankNo.: Pro 202 1-039.
Announcement of change of residence
The Third Meeting of the Tenth Board of Directors of Industrial Bank Co., Ltd. (hereinafter referred to as the Company) deliberated and passed the Proposal on Changing the domicile, and agreed to change the domicile of the Company from "Hudong Road, Fuzhou City, Fujian Province, China 154" to "Industrial Bank Building, No.398, Jiang Bin Middle Avenue, Taijiang District, Fuzhou City, Fujian Province, China", and agreed to submit the proposal to the Company for the first time in 2002/KLOC-0.
According to relevant regulations, the change of domicile must be reported to China Banking Regulatory Commission for approval. After approval, the company will make corresponding amendments to Article 5 of the Articles of Association and apply to Fujian Provincial Market Supervision Administration for changing the "domicile" in the business license.
A-share code: 60 1 166 A-share abbreviation: Industrial BankNo.: Pro 202 1-04 1
202 1 Third Quarter Report
● The Board of Directors, the Board of Supervisors, directors, supervisors and senior management of the Company guarantee the truthfulness, accuracy and completeness of the quarterly report, and there are no false records, misleading statements or major omissions, and they shall bear individual and joint legal responsibilities for it.
● Chairman, President Tao and the person in charge of financial institutions Lai Furong guarantee the truthfulness, accuracy and completeness of the financial statements in the 20021third quarter report.
● The financial statements in the company's 202 1 third quarter report have not been audited.
I. Main financial data
(A) the main accounting data and financial indicators
Unit: RMB million yuan
Note: 1, earnings per share and weighted average return on net assets are calculated according to the Compilation Rules for Information Disclosure of Companies Offering Securities to the Public No.9-Calculation and Disclosure of Return on Net Assets and Earnings per Share (revised on 20 10).
2. Since 2020, the company has reclassified the income from credit card installment business, from fee and commission income to interest income. Previous financial indicators related to fees, commission income and interest income have been restated. The net interest income, interest income, net fee and commission income and fee and commission income of the company from June 20438 to September 2020 were restated as105.886 billion yuan, 226.552 billion yuan and 267 billion yuan respectively.
(2) Items and amounts of non-recurring gains and losses
Unit: RMB million yuan
(3) Supplementary financial data
Unit: RMB million yuan
(four) the main accounting data and financial indicators increase or decrease by more than 30%, and explain the reasons.
Not applicable.
(5) Capital adequacy ratio
Unit: RMB million yuan
Note: The data in the above table are compiled according to the relevant requirements of the Notice of China Banking Regulatory Commission on Submitting the New Capital Adequacy Ratio Statement.
(VI) Leverage ratio
Note: The data in the above table are compiled according to the relevant requirements of the Measures for the Administration of Leverage Ratio of Commercial Banks.
(7) liquidity coverage ratio
Unit: RMB million yuan
Note: The data in the above table are compiled according to the relevant requirements of liquidity coverage ratio in the Measures for Information Disclosure of Commercial Banks.
(8) Five-level classification of loans.
Unit: RMB million yuan
(9) Analysis of operating performance and financial status during the reporting period.
During the reporting period, the company's various businesses developed steadily and its operating performance achieved rapid growth. By the end of the reporting period, the company's total assets were 8,497.055 billion yuan, an increase of 7.64% compared with the beginning of the reporting period. Shareholders' equity attributable to the parent company was 663.849 billion yuan, an increase of 7.84% compared with the beginning of the period. The balance of customer loans was 4.31,335,654,380 billion yuan, an increase of 8.77% compared with the beginning of the year, and the balance of customer deposits was 4.2197.4 million yuan, an increase of 4. 1.6% compared with the beginning of the year.
During the reporting period, the net profit attributable to shareholders of the parent company was 64.038 billion yuan, a year-on-year increase of 23.45%; Return on total assets and weighted average return on equity reached 0.79% and 1 1.05% respectively. Net interest income increased by 0.82% year on year; Non-interest net income increased by 24.83% year-on-year, of which net fee and commission income increased by 26.3 1% year-on-year, mainly due to the rapid growth of fee income related to investment banks and wealth banks; The cost control is reasonable, and the cost-income ratio is 22.34%, keeping a reasonable level; Fully prepared for various regulations. At the end of the period, the provision coverage ratio was 263.06%, and the loan-to-allocation ratio was 2.94%, maintaining a high level.
Second, shareholder information.
(1) Description of the total number of ordinary shareholders, the top ten ordinary shareholders and the top ten unrestricted ordinary shareholders at the end of the reporting period.
Note: China People's Property Insurance Company Limited and China People's Life Insurance Company Limited are holding subsidiaries of China People's Insurance Group Company Limited; Fujian Tobacco Haisheng Investment Management Co., Ltd. is a subsidiary of China Tobacco Corporation.
(2) Description of the total number of preferred shareholders and the shareholding of the top ten preferred shareholders at the end of the reporting period.
Note: 1. The preferred shares issued by the company are unrestricted preferred shares. If the above shareholders hold the preferred shares of Xingyeyou 1, Xingyeyou 2 and Xingyeyou 3 at the same time, they shall be listed together. As of the end of the reporting period, the company has no preferred shareholders whose voting rights have been restored.
2. China Ping An Life Insurance Company of China Insurance Co., Ltd.-Dividend-Individual Insurance Dividend, China Ping An Property Insurance Co., Ltd.-Traditional-General Insurance Products, China Ping An Life Insurance Company of China Insurance Co., Ltd.-Self-owned Funds and China Ping An Life Insurance Company of China Insurance Co., Ltd.-Universal-Individual Insurance Universal are related. Jiangsu Branch of China Tobacco Corporation, Sichuan Branch of China Tobacco Corporation and Zhongwei Capital Holding Co., Ltd. are related. In addition, the company is not aware of any relationship or concerted action between the above shareholders.
3. At the end of the period, the Finance Department of Fujian Province held 3,902, 13 1 8,06 shares of the company's common stock. Jiangsu Company of China Tobacco Corporation, Sichuan Company of China Tobacco Corporation and Zhongwei Capital Holding Co., Ltd. are subsidiaries of China Tobacco Corporation, and China Tobacco Corporation and its subsidiaries hold 2,055,937,778 shares of common stock. In addition, the company is not aware of any relationship or concerted action relationship between the above shareholders and the top ten ordinary shareholders.
Third, other reminders.
(I) Proposed public offering of A-share convertible corporate bonds: After deliberation and approval at the 29th meeting of the 9th Board of Directors and the 2020 annual general meeting of shareholders, the company plans to publicly issue A-share convertible corporate bonds with a capital of no more than 50 billion yuan in accordance with relevant laws, regulations and other relevant provisions. The issuance plan has been approved by China Banking Regulatory Commission and China Insurance Regulatory Commission, and can only be implemented after it is approved by China Securities Regulatory Commission, and the plan finally approved by China Securities Regulatory Commission shall prevail. For details, please refer to the company's announcements on May 202 1 day, June 202 12 and August 20.
(II) Issuance of tier-two capital bonds: With the approval of the People's Bank of China, the China Banking Regulatory Commission and the China Insurance Regulatory Commission, the company is allowed to issue tier-two capital bonds of no more than 654.38 billion yuan in the national inter-bank bond market to enrich tier-two capital. On October 25th, 20021,10, the company issued tier-two capital bonds of 30 billion yuan. For details, please refer to the company's announcements of 202 1, 1 1, 202 1, 10 and 25th.
Four, quarterly financial statements (attached)
Chairman: Lv Jiajin.
Merger and bank balance sheet
202130 September
(Unless otherwise specified, the unit of amount is RMB million)
Industrial Bank Company Limited
Merger and Bank Balance Sheet (continued)
The financial statements are signed by the following responsible persons:
Lv Jiajin Tao Yiping Lai Furong
Industrial Bank Company Limited
Comprehensive bank income statement
9-month period ended 30 September 20265438 +0
Consolidated and Bank Income Statement (continued)
Consolidated and bank cash flow statement
Comprehensive cash flow statement and bank cash flow statement (continued)
Related Q&A: How long does it take for Industrial Bank to check the progress of credit card application? Hello! Generally speaking, it takes five to seven working days to check the application progress of a credit card application. Generally, during this period, you will get a call from the bank. Generally speaking, it takes 10 working days from the receipt of application materials by the audit department to the completion of credit card audit. After the approval, the card will be issued within 2 working days, and then sent by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days. Therefore, the application progress is generally inquired within 5- 10 days after the submission of the materials, and the general telephone manual inquiry is the most timely and accurate; Whether the application is passed or not, there will be SMS feedback. Please rest assured that in many cases, the cardholder will log in to the credit card official website immediately after the application is completed to check the application progress. At this time, the application materials have not generally reached the bank credit card center, and the speed of submitting credit card application materials according to various places is unreasonable. Generally, it is better to check it about a week after submitting the application materials.