The main features of Nanyang Commercial Bank credit card are as follows:

1. 24-hour SMS service. From card application to use, free mobile text messages provide warm reminders anytime and anywhere. The service content includes card approval, bill reminders, repayment success reminders, address/password/consumption mode change reminders, real-time transaction reminders, etc., allowing you to experience convenience, security and Comprehensive service.

2. Consumption first, repayment later. The interest-free repayment period of up to 56 days allows you to spend with peace of mind, enjoy first and repay later.

3. Cash advance. Available worldwide. If you need to withdraw cash temporarily, you can use your card to advance cash at our branches or ATMs, as well as ATMs with the UnionPay logo. You can also withdraw local currency overseas and withdraw cash at any time to meet your emergencies.

4. No guarantor and no deposit required. No guarantor or deposit is required, making the application procedure simpler.

5. Flexible repayment, easy and effortless. Automatic transfer repayment, online banking repayment, counter repayment, ATM transfer repayment, etc., there are multiple repayment methods for you to choose from.

It should be noted that Nanyang Commercial Bank treats transactions using passwords as those of the cardholder himself, so cardholders should keep their passwords properly. Electronic information records generated by various settlement transactions based on electronic information such as passwords and chips, or transaction vouchers that do not use passwords but have personal signatures are valid vouchers for the transaction.