If there is agreed interest on the loan, the specific values of annual interest rate, monthly interest rate and overdue interest rate shall be stated, and the divided interest shall be _ _% of the monthly interest rate. Model form of the receipt: borrower: _ _ _ _ _ _ _, gender: male, nationality: _ _, date of birth: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Rmb is borrowed from _ _ _ _ _ _ _ _, in words: RMB Yuan only, and in figures: RMB Yuan only. The term is _ _ months, and the monthly interest is _ _% of the principal. When _ _ _ _ _ expires, the principal and interest shall be paid off together. According to the borrower: _ _ _ guarantor: _ _ _ _ date of borrowing: 20__ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the part of the interest paid that exceeds 36% per annum.