If it can be proven within two years that you should have known that your family members signed for you or that you have acquiesced in the existence of this state, the insurance contract will be valid. For example, if you have been out of danger within two years and settled claims normally, even if the contract was originally invalid It has become valid because you have benefited. If there is no claim or other insurance companies can prove that you have acquiesced in the validity of the contract (such as you signed a supplement, etc.), you can apply for a full surrender of the policy, because it is not Contracts signed by me, especially insurance with death liability, are invalid. Each insurance company has very strict management of signing agents. If the management is not strict, it means that the company's business quality is poor and the customer's risk will be greater. For surrender contracts that are not accepted by insurance companies, you can complain to industry associations. Insurance agents who repeatedly fail to comply with professional ethics will be blacklisted by industry associations, and in serious cases they may be banned from engaging in the insurance industry.