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My friend borrowed 20 thousand yuan to buy a car. How to write the IOU?
The basic contents of IOUs include: creditor's name, loan amount (local and foreign currency), interest calculation, repayment time, liquidated damages (deferred repayment), dispute resolution method, debtor's name, loan date and other elements.

receipt for a loan

Reason: Due to personal financial difficulties, I borrowed RMB ××× 1000 today.

Borrower: ××× (signature)

Loan date: April 2009 1 repayment date: August 2009 1.

receipt for a loan

How much did Party A borrow from Party B on a certain day, a certain month, a certain year, with a loan term of xx, and agreed to return it on a certain day, with interest ... If Party A fails to return it on time, how much penalty will it pay?

Signature of Party A

date

receipt for a loan

Party A xxx (ID number: * * *) lends Party B xxx (ID number: * * * * *) RMB * * * *. (in words)

The loan term is * * * years, from * * * years to * * * * years.

The loan interest is: * * ..

Borrower signature

date