For a new car, you need to buy insurance first. When buying insurance, please note that the name of the vehicle owner must be consistent with the name of the insured; write down the vehicle's engine number or chassis number. Then take the insurance policy and go through the verification procedures at the traffic management department. Please go to the insurance company to re-register your license number within one month.

Things to note when buying insurance for a new car

1. The most important point is to be sure to cover the car damage, third parties, persons in the car, etc., excluding deductibles. I bought it. When I was in Ping An, I saw many people who did not buy this, so the insurance company only paid 80 or 70 when they paid! So you can have this, and you must have it, not less than a few hundred dollars! When something really happens, you will know that these hundreds of dollars are well spent!

2. In addition, do not report any minor accidents to the insurance company. If you have a small accident that costs hundreds of dollars, you can solve it yourself. If you have a lot of accidents this year, you will have to pay for it every time. If you report a crime, you will find that your insurance premium will be much more expensive than this year when you buy insurance next year. Some people may say that you can change to another insurance company next year. I can tell you responsibly that this method worked very well a few years ago, but it doesn’t work now because every insurance company is connected to the Internet and can see what your insurance company was like last year. The danger situation, so you should understand it!

3. Even if you haven’t had an accident this year, don’t feel that you have spent thousands of dollars in vain. This money is not wasted at all. I have seen many people who did not have any accidents last year. , in the second year, you either buy less or don’t buy anything. You will regret it later after something happens, and you will lose double the money!

4. The insurance has not yet taken effect. The insurance does not take effect on the spot as soon as it is purchased. There will be an effective time. The effective time of the insurance will be stated on the policy. In a vehicle insurance contract, the effective time of compulsory traffic insurance is after 12 o'clock that night after the contract is issued. Commercial insurance depends on the speed at which the insurance company issues the policy. The insurance will take effect after 12 o'clock that night after the policy is issued.

Reference: People's Daily Online, link: How to buy insurance for a new car? Car owners must buy compulsory traffic insurance