It is understood that applying for a bank card online, if it is a debit card or savings card, is relatively fast. Generally, you can get the card within three days after submitting the application. But if you apply for a credit card online, it takes a long time. It usually takes half a month to get the card.

Extended information:

Debit Card refers to a bank card issued by the issuing bank to the cardholder. It has no credit limit and the cardholder deposits first and uses it later. .

Debit cards are divided into debit cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Starting from August 1, 2017, the annual bank card management fee will be cancelled, and some basic financial service charges of commercial banks will be suspended.

Debit Card refers to a bank card that deposits first and then consumes (or withdraws cash) without overdraft function. The functions of debit cards include basic functions such as transfer settlement, cash deposits and withdrawals, and shopping and consumption.

It also has many additional functions such as transferring funds, buying and selling funds, stock trading, payment, etc., and also provides a large number of value-added services. Debit cards can also be used for transfers and withdrawals through ATM_. Overdraft is not allowed, and interest is calculated on the amount in the account based on current deposits.

Debit card is what we call savings card. Both refer to the same thing, but in our daily life we ??are used to calling it a savings card. This is a name from the perspective of the cardholder’s savings and financial management, while a debit card is a name from the perspective of bank expenditure records.

Debit card is a professional term and cannot be overdrafted. Deposits must be made first before withdrawing or spending. Debit cards are distinguished from credit cards that allow overdraft, that is, credit cards. Debit card is the common name for debit card.

The debit card has rich functions, and can be used for current deposits and withdrawals, wage payment, buying treasury bonds, funds, financial management, contracting third-party custody, electricity purchase, telephone payment, card consumption, and online banking. Inquiries, transfers, payments, and online payments.

Ease of use and popularity: Due to the ease of use and wide popularity of debit cards, debit cards are also one of the most commonly used payment tools in electronic trade. Signature debit cards from some of the world's leading brands are accepted at more than 20 million points of sale worldwide. Ease of use is one of the reasons why debit cards are becoming increasingly popular.

Debit cards not only save you the trouble of carrying cash, they are also easy to use, make payments quickly, and the monthly statement (or statement) can clearly show all transaction records.

Safe and reliable: Debit cards have the same security as credit cards. If you lose your debit card or suspect it has been stolen, you should report the loss to your bank immediately to prevent others from using it and reduce losses.

Remember: Although the card issuer provides you with consumption protection, it does not mean that you can ignore your debit card; debit cards are like money in a bank account and should be properly kept.