You should sign an insurance policy, not an agreement. The process of commercial life insurance is roughly as follows: the customer signs the application form after consultation, and provides the authorization and account number of bank deduction. After receiving the application form, the insurance company will generally deduct the premium payable from the authorized account, and at the same time review the applicant's application for insurance, and will make an insurance contract (and provide the corresponding premium invoice) if it is considered possible. After the customer gets the contract, he signs it and receives the receipt of the contract. And carefully read the terms of the contract, think it is inappropriate, you can apply for surrender within ten days, and the premium will be refunded in full (from the date of signing the contract). However, the terms of the same insurance contract are the same. You can ask the business personnel for a sample contract to see the corresponding terms, or you can check it online, which is available on the websites of general insurance companies. Supplementary question: For the same type of insurance, everyone only has different insurance coverage and premium, and other contract terms are the same, because each type of insurance has to be approved by the State Insurance Regulatory Commission. This is a standard format, not how you want to write it. As for bank deductions, you can only deduct as much as you authorize. If you want to mend the buckle, you must also get your signature.