I believe everyone is familiar with the real estate certificate. Several names can be written on the real estate certificate. I believe many people have had such confusion. So what are the relevant laws stipulated? Let’s take a look at how many names can be written on the real estate certificate and how to add names to the real estate certificate.
I believe everyone is familiar with the real estate certificate. You can write several names on the real estate certificate. I believe many people have had such confusion. So what are the relevant laws stipulated? Let’s take a look at how many names can be written on the real estate certificate and how to add names to the real estate certificate.
(1) How many names can be written on the real estate certificate?
Since the promulgation of the new marriage law, this kind of real estate dispute has been entangled with many couples. In fact, when buying a house, you can write the names of several people in the house purchase contract. There are usually no specific regulations, but when dealing with real estate There is a difference when it comes to the warrant (real estate certificate).
The real estate certificate is one certificate for one person. The owner, that is, *** and the purchaser are in the name of the "Real Estate Certificate". In the column for the share of the house, fill in "*** own", and the other people * What ** colleagues hold is the "Real Estate Rights *** Ownership (Use) Certificate", and the column for the share of the house is filled in as ***ownership. There are differences in the colors of the two certificates, one is blue and the other is green.
After the house is completed and accepted before it is delivered to the home buyer, the real estate developer shall apply to the real estate management department for initial registration, and apply for compliance with the regulations. The real estate management department shall make a decision to approve the registration within 30 days of accepting the registration application and issue a real estate certificate, that is, a property certificate. The nature of the real estate ownership (use) certificate is the same as that of the real estate certificate, and certain circumstances should be noted on the real estate certificate.
When purchasing a mortgage, only one person's name can be written on the contract. Because mortgage purchases can only be handled according to the principle of whoever borrows the loan signs, ensure that the signatures on the house purchase contract, loan contract and real estate certificate are consistent. You can write several names on the real estate certificate. There is no need to get entangled. It must only be the name of one person. The other names must be the same. The reason is to avoid bank loan risks.
If you want two people to own the property, you can apply for a property ownership certificate. That is, the real estate certificate must still be in one person’s name, and the attached property ownership certificate is fine. It legally marks the joint ownership of the property. At the same time, both parties agree on their respective capital contributions or shares, so that they can be reasonably divided in the event of a property dispute.
(2) How to add your name to the real estate certificate?
1. Loan-free real estate certificate plus the names of wife, children, and parents
1. Bring three certificates (marriage certificate, ID card, real estate certificate) and their copies;
2. Go to the housing transaction center, the window staff will review the submitted materials;
3. It costs 110 yuan to add your name to the real estate certificate: 80 yuan handling fee, 25 yuan registration fee , 5 yuan sticker cost. If everything goes well, it will take about 20 days to get the real estate certificate.
2. Add your name to the loan real estate certificate
1. First go to the bank to apply for mortgage changes;
2. The fees required for processing: In addition to the above mentioned In addition to the 110 yuan handling fee, if the loan is from provident fund, an additional 100 yuan is required. If it is a combination loan (provident fund loan + commercial loan), an additional 200 yuan fee is required;
3. Other steps and The process is the same as before without a loan.
I will introduce all the details about how many names can be written on the real estate certificate and how to add names on the real estate certificate. If you are also troubled by the problem of writing names on the real estate certificate, I hope that The information I have summarized can help you.