However, in China, many merchants' contact with credit cards is not particularly standardized, which is similar to the debit cards used by Chinese people in the past, so they don't pay much attention to signature. However, in some high-end consumer areas, such as large shopping malls and some star-rated hotels, signatures are still needed. So you'd better sign your name.
2. The fonts are roughly the same, but if the deviation is too big, you may be asked to re-sign and use the same font. If you don't like it, you will be asked to show your ID card or passport. This is an international practice, which is rare in China, so it has little impact. However, after domestic credit cards become more and more standardized, they still need to be in line with international standards, so they still need to be signed almost the same.
Question 2: Do I have to sign a credit card? Hello, foreign credit cards generally only use signatures to swipe their cards, without using passwords. The practice of China Merchants Bank is in line with international standards. At present, both CCB and ICBC have introduced the practice of signing cards twice, and China Merchants Bank has always insisted on secret consumption.
As far as the credit card is concerned, if it is lost, the risk is limited: 1, and the cardholder can call the customer service number of the bank, then the credit card will be reported lost and will not be stolen again. At the same time, at present, some banks provide some zero-risk protection in reporting loss, that is, banks will pay for reporting loss before reporting loss; 2. The people found can only spend money to buy a Pose machine, which means shopping is the main thing. China Merchants Bank, including other banks, needs to set a password at the counter or ATM if it wants to withdraw money from credit cards. This password is sent to the customer by the bank in the form of a password letter, and there is no default password. So for those who find it, either you are a shopaholic and go shopping, and there are surveillance videos at the cashier's office of major shopping malls. Hehe, I don't need to say it. 3. In addition, if the cardholder finds that the credit card has been stolen, he can file an account dispute with the bank. As long as the signature on the documents received by the bank when swiping the card is inconsistent with the signature of the cardholder when handling the card, he can assume that the transaction is not conducted by the cardholder. This procedure is a bit cumbersome, but it is a powerful measure to ensure the rights and interests of cardholders. Although the cashier's signature checking procedure in China seems to be not in place at present, cardholders can still raise disputes based on their signatures.
Question 3: Do I need to sign my name on the back of the credit card? In China, credit cards are all based on passwords, so no one pays attention to this. But in foreign countries, you don't use the password, but check the signature, so you must sign on the back of the card.
Question 4: Can I use my credit card without signing it? Credit card consumption must be signed, and both signed consumption and password consumption must be signed. ...
Only the customer's signature can prove to be the expression of the customer's true wishes. ...
Otherwise, complain to the bank and deny the transaction, and the cashier will be fined and bear the losses. ...
You often spend money, you can kindly explain it to the cashier and let the other party pay attention. ...
We have learned a profound lesson here. ...
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Question 5: Why do credit cards require signatures on the back? All bank credit cards are real names, only I can use them;
The reason for signing is to prevent the funds from being damaged when the card is stolen or lost;
According to the requirements, the general cardholder needs to sign the consumption document when using the card, and the cashier needs to check with the signature reserved on the back of the card, but many times he does not perform his duties seriously.
Question 6: What are the benefits of signing on the back of a credit card for the cardholder? Many customers will tell us that we have a password to swipe our cards. What if I sign it? Can you check my handwriting and see if this card is mine?
Answer to the supplementary question: According to the contract, the credit card with password consumption is actually "with password+signature", not a simple password. For example, the credit card of China Merchants Bank is clearly written in the attached letter of the card, either signing or setting the transaction password and then signing+password. You can tell them that the main reason for signing the contract is to add a safety threshold besides doing things according to the contract. Although this threshold may not be effective every time, no one will think that security measures are redundant, right?
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What should I do? Credit card signature is one of the identification methods to judge the authenticity of credit cards. According to the normal rules, the signature on the shopping list must be consistent with the signature on the credit card when shopping. The Cashier Training Manual also clearly stipulates that it is forbidden to accept unsigned credit cards.
Therefore, if you meet someone who doesn't want to sign the card, you can emphasize the seriousness of the result to scare them: if you don't sign it, in case the card is lost and someone else finds it, just write your name on the card, and the cashier will check that the signature is correct, then the cardholder will bear all the losses-maybe the UnionPay channel is password-protected in China, but if it is used abroad, there is no need to take the credit card channel organized by overseas cards such as VISA.
Question 7: It is written on the back of the credit card that this card is valid after being signed. Does that mean you have to sign on the back of the card to use it? Or did you sign it when you applied for a card? You can use it with or without signature.
The signature problem can be big or small, mainly because of controversy and verification.
When you fill in the application form, there is a column called "Applicant's signature", which is the original signature.
If your card is only signed, you can ask the bank for a refund if it is stolen, as long as it is different from your original signature.
If it is a password+signature card, then the signature is of little significance; Bank password transaction is regarded as my own transaction. If you are stolen, you have to go through the police, which has nothing to do with the bank.
Generally, for a small fee (several hundred), the salesperson doesn't look at the signature, and you can draw a bird on it.
Question 8: How to erase the signature on the back of the credit card? It is better to remove it with soybean milk or toothpaste! Try it. Good luck!
Question 9: Why sign the back of the credit card? When using a credit card in a physical store, the cashier should confirm whether the signature on the back of the credit card is consistent with the signature of your actual consumption bill. If there is obvious handwriting discrepancy, it should be rejected.
But now many cashiers can't do this, or there is no verification at all.