When making a bank loan, we need to fill in and submit the asset certificate. What do we usually do? What can I fill in to help the loan succeed?

1, fill in the property with legal person property rights;

2. Fill in the car under the name of the legal person;

3. Fill in my stocks, gold, funds and other securities;

4. Fill in the realizable high-value property of antiques and other works of art;

5. If the legal person has foreign investment projects, it is also required to provide capital verification report and unit certificate.

2. Personal assets certificate is required when making a loan. What assets can be used as asset vouchers?

Asset certificates include all assets, except land use certificates and real estate certificates, as well as factories, cars, equipment, equity and so on.

I. Definition

Asset certification refers to the information and data of how many assets have been certified by a creditable unit, and the certification documents of the value of assets owned by an enterprise legal person or natural person. A certificate issued by a specialized agency or professional appraiser, which follows legal or fair standards and procedures, adopts scientific methods, and uses currency as the calculation scale for evaluation and estimation.

Second, the way of proof.

Asset certificates refer to houses, cars, deposits, etc. The capital certificate itself has no value and cannot be used as a pledge. It can only prove how much money an account has at a certain time.

1, economic proof

A copy of the time deposit certificate or passbook with a deposit history of more than half a year (including the cover of the passbook) and the original deposit certificate issued by the bank. The certificate of deposit will freeze your deposit for 3 to 6 months and cannot be withdrawn. The materials are the original ID card of the applicant, the original ID card of the fund guarantor, a copy of the household registration book, cash or deposit, etc.

2. Proof of income

The original income certificate of the fund guarantor shall indicate the position, working years, annual income, detailed income of the last five years, address and telephone number on the company stationery (if it is not on the stationery or is inconsistent with the stationery), affix the financial seal and official seal, personal tax payment certificate, signature of the person in charge, and attach a business card if there is one. (If the applicant has already worked, proof of income is required). If there are additional real estate and rental income, please provide copies of all real estate licenses and the original rental agreement.

Third, the purpose of proof.

1, proving the source of assets;

2. Show proof of funds for studying abroad at your own expense;

3. Show it to the visa officer at the time of visa to prove your financial ability.

3. What are the asset certificates recognized in the loan?

In the last six months, when the running water in the area reaches 2.5 times the repayment amount, the printing time is valid for half a month.