There are three ways to open a credit card: 1, by calling the hotline at 400-820-5555; 2, China Merchants Bank credit card official website, apply, if there are local outlets, the staff of the credit card center will come to the door; Fill in the application form at the branch counter, otherwise the credit card staff will open it at the station outside. China Merchants Bank is now more and more strict in opening credit cards. Basic documents: copy of ID card, social security card (payment for more than 3 months), work permit (with photo, company name, position, etc. ) or a work certificate with official seal (financial seal is also acceptable), which indicates the department, position and monthly income. The above is the basic information provided. If there is no social security card, you can use a bachelor's degree certificate instead. The submission of other supporting materials can help you pass the examination and approval smoothly and increase the quota. For example, real estate license, driving license, three-month running bill of salary card (need counter seal), deposit certificate, etc. It will be delivered in about 15 working days. After getting the card, you must dial 400-820-5555 to activate it, and set the inquiry password and transaction password (if it is not set, it will default to signature transaction). The repayment method is divided into full repayment and minimum repayment, with daily interest of 0.5 ‰. You can use China Merchants Bank's one-card automatic repayment, you can also deposit cash directly at ATM machines, and you can also pay by credit card at various bank outlets. Many convenience stores also provide credit card exchange services, so the repayment is diverse and very convenient. It is suggested to associate China Merchants Bank Card, which is more convenient. The shortest interest-free repayment date is 20 days and the longest is 49 days. After careful study, it is good to make good use of this interest-free repayment date. Free annual fee in the first year, and free 6 times in the following year ~ is still very easy to achieve. The maximum amount of China Merchants Bank is unlimited cards, ordinary cards 1 10,000 or less, gold cards 1 10,000-50,000, platinum cards over 50,000, exquisite platinum cards 80,000 and classic platinum cards 200,000. These are all annual fees and enjoy different benefits. Withdraw up to 2000 yuan per day, with interest of five ten thousandths per day. Whew, that's about it. My hands are sore ~