Borrowing treasure is generally overdue for one day and will be urged to repay the loan, some for a week, some for a month, and some even for half a year. Therefore, since you have borrowed money from Lending Bao, you must repay it in time, otherwise it will be unpleasant to be bombed by telephone.

Lending Bao's address book will be discovered by them. From the moment you borrow money to authorize your mobile phone address book and authenticate your mobile phone number, your mobile phone call record will be saved by others within half a year, and almost everyone with an address book will be urged to collect it.

Lending Bao App was developed by Chengdu Lending Bao Technology Co., Ltd., and users can repay, extend, cancel accounts, transfer creditor's rights, remind repayment, mediate, litigate by themselves and entrust lawyers to litigate.

The main functions of the lending platform are:

1, IOU

After the borrower and the lender reach an agreement on the loan amount, term, interest rate and other conditions through offline negotiation, they will print electronic IOUs through the loan treasure. The loan agreement template is provided by the borrower's debit note operator. After both parties fill in the conditions independently, they will sign electronically. The lender transfers the funds to the borrower through a third-party payment institution or other means, that is, the loan is completed, and the borrower is entrusted to keep the evidence materials such as the agreement. When the loan expires, the borrower can repay the loan to the lender in various ways. After negotiation, both parties can extend the loan term and cancel the account through the loan treasure, or entrust relevant parties to provide repayment reminders and legal services through the loan treasure. Users bear the loan risks themselves, and Lending Bao does not provide promises or guarantees for the recovery of principal and interest.

Step 2 Fill in the IOUs

The two parties who form the creditor's rights and debts online make up the electronic IOUs through the loan treasure, and the reason for the relationship is that the credit is sold on credit. The operator of the debit notice will provide the template of the debt agreement. After the two parties fill in the conditions independently, they will sign electronically and entrust IOUs to keep the evidence materials such as the agreement. After the debt expires, the debtor can repay the creditor in various ways. After negotiation, both parties can also extend the loan term and cancel the account through the loan treasure, or entrust relevant parties to provide repayment reminders and legal services through the loan treasure.