Process after the used car loan is paid off
1 After the loan is paid off, you need to go to the lending institution to apply for the loan settlement certificate first;
Then go to the vehicle management office where the vehicle is located with the loan settlement certificate and go through the vehicle release procedures. It is usually necessary to provide the original owner's ID card, the mortgagor's identity certificate, the mortgagor's power of attorney, the motor vehicle registration certificate, the loan settlement certificate and other materials.
The above is about the procedure of vehicle release after the second-hand car loan. Under normal circumstances, it only takes about a week to go through the formalities of vehicle release after the loan is paid off.
Second, how to repay the used car?
Jinqi Automobile can help you solve this problem. It specializes in installment payment of used cars and makes the most suitable solution according to customer needs.
Let's see what others say.
3. Can used cars be repaid in installments?
Used cars can be repaid in installments, but only after a certain period of time, because all the interest is paid in the early stage of the loan to buy a car, and all the money can be paid back at one time. In other words, even if all the money is paid back at one time, the interest will still be paid for three years. Interest will not be repaid less because of early repayment. What is the installment process of used car loans? 1. After the car buyer has the intention to buy a car, he will go to the bank's business outlets for consultation, and the bank will recommend the used car dealer who cooperates with the bank to the car buyer; 2. The car buyer chooses the used car to be purchased at the dealer and signs a car purchase agreement; 3. Car buyers bring relevant information to bank outlets to apply for loans; 4. Banks will generally review the information provided by car buyers within 15 working days; 5. The bank signs a loan contract and a corresponding guarantee contract with the borrower who meets the loan conditions, defines the guarantee method, and goes through relevant procedures; 6, bank loans, car buyers to handle the corresponding car insurance; 7. Car buyers pick up the car. Legal basis: Article 490 of the Civil Code of People's Republic of China (PRC). If the parties enter into a contract in the form of a contract, the contract shall be established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it. A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.
How much is a loan for 46 thousand to buy a used car for 36 months?
Look up a car loan calculator on the website and you can work it out. This has something to do with your car price, down payment and repayment time. You can get a rough estimate by calculation. I hope I can help you.