The basic contents of IOUs include: creditor's name, loan amount (local and foreign currency), interest calculation, repayment time, liquidated damages (deferred repayment), dispute resolution method, debtor's name, loan date and other elements. As long as you have the creditor's name, loan amount, debtor's name and loan date (although it was added later), it meets the main requirements of the loan, so it has legal effect. Once a dispute arises, it can be used as evidence to claim creditor's rights to the people's court, and the people's court will accept it.

receipt for a loan

Reason: Due to personal financial difficulties, I borrowed RMB ××× 1000 today.

Borrower: ××× (signature)

Loan date: April 2009 1 repayment date: August 2009 1.

receipt for a loan

How much did Party A borrow from Party B on a certain day, a certain month, a certain year, with a loan term of xx, and agreed to return it on a certain day, with interest ... If Party A fails to return it on time, how much penalty will it pay?

Signature of Party A

date

receipt for a loan

Party A xxx (ID number: * * *) lends Party B xxx (ID number: * * * * *) RMB * * * *. (in words)

The loan term is * * * years, from * * * years to * * * * years.

The loan interest has been paid and there is no dispute.

Borrower signature

date