1. Download and print the Agricultural Bank of China K Bao application form. This form can be downloaded from the Agricultural Bank of China’s official website or obtained at the Agricultural Bank of China counter.

2. Fill in personal information. Including basic information such as name, ID number, mobile phone number, home address, etc.

3. Fill in the bank where the account is opened. If you already have a bank account, you need to fill in your bank name and account number. If not, you'll need to choose the type of account you want to open, such as a savings account or a credit card account.

4. Sign relevant terms and agreements. These terms and agreements include account management regulations, electronic banking service agreements, self-service comprehensive business agreements, etc.

5. Submit application materials. Submit the completed application form and original valid identity document (commonly resident ID card, passport, etc.) to the Agricultural Bank of China teller for review.