If you apply for a card for the first time and your identity has not been verified, you will definitely be asked to sign it yourself. If you already have a bank credit card or have been certified by the bank, you don't need to sign it in person. The purpose of the interview is to confirm the true identity of the applicant and ensure that this application is submitted by myself.

What is a credit card interview?

Face-to-face credit card signing means that the credit card applicant carries valid identity documents to the bank outlets for identity verification. If you apply for a credit card online, you still need to go to the bank to complete the interview and activate the credit card after passing the bank's audit and receiving the credit card.

Credit card interview is mainly to verify the identity information of the applicant. Some banks' credit cards can be used after face-to-face signing, such as Bank of Communications. Some banks, such as Guangfa Bank and China Everbright Bank, still need face-to-face interviews to wait for the final audit results.

It is free to apply for a credit card. Basic process of online credit card application:

1. Open the website of the bank you want to apply for, enter the application page, select the application area, and click Apply to enter.

2. Be sure to fill in the true and effective application materials when applying.

3. Fill in the form and submit it, and the system will automatically conduct a preliminary review, and then the system will submit it to the local authorities.

4. Online application must be at least 18 years old and have stable work and repayment ability. "

How to repay the credit card:

1. branch repayment: the cardholder needs to repay at the counter of the issuing bank:

2. ATM repayment: users can repay by ATM:

3. Online Banking Repayment: Users need to log in to their personal online banking account and make credit card repayment directly;

4. Third-party software repayment: some payment software has the function of credit card repayment, and users can directly use repayment:

5 mobile banking repayment: users need to log in to mobile banking for credit card repayment.

6. Telephone repayment: users need to call the customer service phone number of the relevant bank and use their personal savings card in the bank to make transfer repayment:

7. Automatic repayment: You can directly associate your personal debit card with your credit card and make automatic repayment on the repayment date.

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