Does it matter if the spouse of the company's major shareholder signs the loan?

Yes, the company's mortgage loan is signed by both husband and wife. If it is overdue, it will affect the wife and belong to the same debt of both husband and wife.

2. Can the major shareholder of the company borrow money?

For corporate loans, shareholder loans are ok, but the relevant situation needs to be handled by the company at a shareholders' meeting, because corporate loans are important decisions and the relevant situation needs to be handled legally within the scope permitted by law. Legal basis: Article 37 of the Company Law of People's Republic of China (PRC), the shareholders' meeting shall exercise the following functions and powers: (1) to decide the company's business policy and investment plan; (2) Electing and replacing directors and supervisors who are not employee representatives, and deciding on the remuneration of directors and supervisors; (3) Examining and approving the report of the board of directors; (4) Examining and approving the reports of the board of supervisors or supervisors; (5) To examine and approve the annual financial budget plan and final accounts plan of the company; (VI) To examine and approve the company's profit distribution plan and loss recovery plan; (7) To make resolutions on the increase or decrease of the registered capital of the company; (8) To make resolutions on the issuance of corporate bonds. (9) To make resolutions on the merger, division, dissolution, liquidation or change of corporate form of the company; (10) Amending the Articles of Association. (eleven) other functions and powers stipulated in the articles of association. Where the shareholders unanimously agree to the matters listed in the preceding paragraph in writing, they may make a decision directly without convening a general meeting of shareholders, and all shareholders shall sign and seal the decision document.

3. Can the shareholders of the company apply for commercial loans?

Of course. It shall be handled by the shareholders, but it shall be approved by the shareholders' meeting of the company. Enterprise loan is a way for enterprises to borrow money from banks or other financial institutions at a prescribed interest rate and time limit for production and operation.

Enterprise loans are mainly used for fixed assets. The materials for applying for enterprise loans include company basic information, business license, organization code certificate, account opening permit, tax registration certificate, articles of association, capital verification report and loan card.

4. Can the major shareholder of the company borrow money from the company?

See if there are any provisions in the articles of association. The law does not stipulate that a legal person cannot borrow money from a company. If the company's articles of association do not prohibit the legal representative from borrowing money, he can borrow money from the company by performing certain internal procedures.